1120 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1120 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,784 sqft · built 1974
Lot Size	0.39 acres (17,010 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-2603102.003`

Property Details

APN / Parcel Number

Primary APN	`02-2603102.003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,784 sqft Living Area
1st Floor Area	1,884 sqft
Basement Area	1,144 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Shingle
Lot Area	17,010 sqft (0.39 acres)
Lot Dimensions	189 ft deep x 90 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	552 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1120 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 WHOLE MILLCREEK 010-26-03-102-003PLAT V7 P47
Legal Subdivision	MILL CREEK SUBDIVISION NO 4
Legal Lot Number	53
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603102.003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1120 STEPHENS RD, SIDNEY, OH 45365-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 19, 2021
Transfer Doc	2292/543
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY OH
Recording Date	Jun 14, 2021
Property Address	1120 STEPHENS RD, SIDNEY, OH 45365-9506
Document Number	2292/543
Book / Page	2292 / 543
Map Reference	MB 7 PG 47
Instrument Date	May 19, 2021
Instrument	202100004102
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1120 STEPHENS RD, SIDNEY, OH 45365-9506

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (-3.28%)	$77,250 (-) Land $9,450 Building $67,800
2023	$2,867.00 (+14.96%) Homeowner's exemption	$77,250 (+32.14%) Land $9,450 Building $67,800	$220,700 (+32.15%) Land $27,000 Building $193,700
2022	$2,494.00 Homeowner's exemption	$58,460 Land $8,320 Building $50,140
2020			$167,010 Land $23,760 Building $143,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 25 locations within half a mile of this property.

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