Shelby County property record for 1161 Stephens Rd, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,734 sqft · built 1975 |
| Lot Size | 0.39 acres (17,010 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $295,000 (Feb 2026) |
| Tax Bill | $2,468 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Nov 2012 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-2603101.011 |
| Primary APN | 02-2603101.011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,734 sqft Living Area |
| 1st Floor Area | 1,734 sqft |
| Basement Area | 1,216 sqft |
| Finished Basement | 1,216 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 17,010 sqft (0.39 acres) |
| Lot Dimensions | 189 ft deep x 90 ft wide |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Lean-To | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1161 STEPHENS RD |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-8818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 48 MILLCREEK SUBDIVISION #4 010-26-03-101-011PLAT V7 P47 |
| Legal Subdivision | MILL CREEK SUBDIVISION #4 |
| Legal Lot Number | 48 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK NATIONAL BANK |
| Nov 16, 2012 | Deed of Trust, Mortgage · Line of Credit UNITY NATIONAL BANK |
| Nov 16, 2012 | Deed of Trust, Mortgage · Conventional Mortgage UNITY NATIONAL BANK |
| Feb 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 · Amount on Record |
| Deed Sale | Feb 18, 2026 · Amount on Record |
| Prior Sale | May 27, 2010 · Amount on Record |
| Deed Document Number | 2026802 |
| Deed Book / Page | 2330 / 2597 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002232/503 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2232/503 |
| Instrument | 202000004199 |
| Name | PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001887/100 |
|---|---|
| Date | Nov 16, 2012 |
| Book Page | 1887/100 |
| Instrument | 201200006670 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 16, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001887/083 |
|---|---|
| Date | Nov 16, 2012 |
| Book Page | 1887/083 |
| Instrument | 201200006669 |
| Name | UNITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | PIQUA, OH 45356 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Feb 18, 2026 |
| Property Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Document Number | 02330/2597 |
| Book / Page | 2330 / 2597 |
| Map Reference | MB 7 PG 47 |
| Instrument Date | Feb 18, 2026 |
| Instrument | 202600802 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1161 STEPHENS RD, SIDNEY, OH 45365-8818 |
| Document Number | 0202600803 |
|---|---|
| Date | Feb 18, 2026 |
| Instrument | 202600803 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,468.00 (-5.48%) | $68,610 (-) Land $9,450 Building $59,160 | |
| 2024 | $2,611.00 (+2.35%) Homeowner's exemption | $68,610 (-) Land $9,450 Building $59,160 | |
| 2023 | $2,551.00 (+14.34%) Homeowner's exemption | $68,610 (+31.49%) Land $9,450 Building $59,160 | $196,040 (+31.51%) Land $27,000 Building $169,040 |
| 2022 | $2,231.00 Homeowner's exemption | $52,180 Land $8,320 Building $43,860 | |
| 2020 | $149,070 Land $23,760 Building $125,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
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