1160 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1160 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1971
Lot Size	0.39 acres (17,010 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,000 (Oct 2025)
Tax Bill	$2,210 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-2603102.005`

Property Details

APN / Parcel Number

Primary APN	`02-2603102.005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Brick
Roof Material	Shingle
Lot Area	17,010 sqft (0.39 acres)
Lot Dimensions	189 ft deep x 90 ft wide
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Slab
Porch Area	54 sqft
Patio Area	336 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	1160 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 WHOLE MILLCREEK 010-26-03-102-005PLAT V7 P47
Legal Subdivision	MILL CREEK SUBDIVISION
Legal Lot Number	55
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1160 STEPHENS RD, SIDNEY, OH 45365-9506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on Record
Deed Sale	Oct 20, 2025 · Amount on Record
Prior Sale	Jan 22, 1997 · Amount on Record
Deed Document Number	20255230
Deed Book / Page	2328 / 2795
Prior Transfer Date	Oct 16, 2024
Prior Transfer Doc	02322/2749
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Oct 20, 2025
Property Address	1160 STEPHENS RD, SIDNEY, OH 45365-9506
Document Number	02328/2795
Book / Page	2328 / 2795
Map Reference	MB 7 PG 47
Instrument Date	Oct 3, 2025
Instrument	202505230
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1160 STEPHENS RD, SIDNEY, OH 45365-9506

Mortgage

Document Number	02328/2797
Date	Oct 20, 2025
Book Page	2328/2797
Instrument	202505231

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	733 FAIR RD, SIDNEY, OH 45365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,210.00 (-5.31%)	$59,750 (-5.23%) Land $9,450 Building $50,300
2024	$2,334.00 (+15.77%) Homeowner's exemption Senior Citizen's exemption	$63,050 (-) Land $9,450 Building $53,600
2023	$2,016.00 (+12.25%) Homeowner's exemption Senior Citizen's exemption	$63,050 (+24.93%) Land $9,450 Building $53,600	$170,710 (+18.38%) Land $27,000 Building $143,710
2022	$1,796.00 Homeowner's exemption Senior Citizen's exemption	$50,470 Land $8,320 Building $42,150
2020			$144,200 Land $23,760 Building $120,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20