1077 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1077 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1972
Lot Size	1.49 acres (64,904 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Aug 2016)
Tax Bill	$2,365 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-2603101.007`

Property Details

APN / Parcel Number

Primary APN	`02-2603101.007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Brick
Roof Material	Shingle
Lot Area	64,904 sqft (1.49 acres)
Garage Area	2,580 sqft
Parking Spaces	9 Parking Spaces
Pool Area	1 sqft
Porch	Slab
Porch Area	700 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1077 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R06 T07 S03 LOT 51 PT NW1/4 NW QR EX MILL CREEK SUBDIVISION #4 010-26-03-101-007PLAT V6 P494
Legal Lot Number	51
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records · APN 02-2603101.007

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1077 STEPHENS RD, SIDNEY, OH 45365-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2016 · Amount on Record
Deed Sale	Aug 31, 2016 · Amount on Record
Deed Document Number	20164939
Deed Book / Page	2050 / 90
Last Transfer Date	Apr 28, 2022
Transfer Doc	02308/5461
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY OH
Recording Date	May 04, 2022
Property Address	1077 STEPHENS RD, SIDNEY, OH 45365-9508
Document Number	02308/5461
Book / Page	2308 / 5461
Instrument Date	Apr 28, 2022
Instrument	202202574
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1077 STEPHENS RD, SIDNEY, OH 45365-9508

Mortgage

Document Number	0202202575
Date	May 04, 2022
Instrument	202202575

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,365.00 (-5.44%)	$65,540 (-) Land $12,320 Building $53,220
2024	$2,501.00 (+2.33%) Homeowner's exemption	$65,540 (-) Land $12,320 Building $53,220
2023	$2,444.00 (+3.52%) Homeowner's exemption	$65,540 (+18.86%) Land $12,320 Building $53,220	$187,250 (+18.85%) Land $35,190 Building $152,060
2022	$2,361.00 Homeowner's exemption	$55,140 Land $9,990 Building $45,150
2020			$157,550 Land $28,550 Building $129,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
New Knoxville Telephone Company/GoldStar Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 25 locations within half a mile of this property.

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