1100 Stephens Rd, Sidney, OH 45365 Property Records

Shelby County property record for 1100 Stephens Rd, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,532 sqft · built 1976
Lot Size	0.39 acres (17,010 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Jan 2026)
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-2603102.002`

Property Details

APN / Parcel Number

Primary APN	`02-2603102.002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Brick
Roof Material	Shingle
Lot Area	17,010 sqft (0.39 acres)
Lot Dimensions	189 ft deep x 90 ft wide
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1100 STEPHENS RD
City	SIDNEY
State	OH
Zip	45365-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 52 WHOLE MILLCREEK 010-26-03-102-002PLAT V7 P47
Legal Subdivision	MILL CREEK SUBDIVISION #4
Legal Lot Number	52
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1018
Census Tract	971900

Owner

Source: Shelby County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1100 STEPHENS RD, SIDNEY, OH 45365-9506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2026 · Amount on Record
Deed Sale	Jan 22, 2026 · Amount on Record
Deed Document Number	2026408
Deed Book / Page	2330 / 396
Prior Transfer Date	Apr 1, 2008
Prior Transfer Doc	001681/490
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY OH
Recording Date	Jan 22, 2026
Property Address	1100 STEPHENS RD, SIDNEY, OH 45365-9506
Document Number	002330/396
Book / Page	2330 / 396
Map Reference	MB 7 PG 47
Instrument Date	Jan 20, 2026
Instrument	202600408
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 STEPHENS RD, SIDNEY, OH 45365-9506

Mortgage

Document Number	0202600409
Date	Jan 22, 2026
Instrument	202600409

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,771.00 (-6.54%)	$59,620 (-) Land $9,450 Building $50,170
2024	$1,895.00 (+0.37%) Homeowner's exemption Senior Citizen's exemption	$59,620 (-) Land $9,450 Building $50,170
2023	$1,888.00 (+31.48%) Homeowner's exemption Senior Citizen's exemption	$59,620 (+42.09%) Land $9,450 Building $50,170	$170,340 (+42.09%) Land $27,000 Building $143,340
2022	$1,436.00 Homeowner's exemption Senior Citizen's exemption	$41,960 Land $8,320 Building $33,640
2020			$119,880 Land $23,760 Building $96,120

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20