Shelby County property record for 1139 E Main Cross St, Edinburgh, IN 46124
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,338 sqft · built 2015 |
| Lot Size | 0.29 acres (12,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $435,000 (May 2024) |
| Tax Bill | $3,428 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Dec 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-13-35-300-008.000-025 |
| Primary APN | 73-13-35-300-008.000-025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Attic | Attic |
| Attic Area | 2,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 12,625 sqft (0.29 acres) |
| Lot Dimensions | 125 ft deep x 101 ft wide |
| Garage Type | Attached |
| Garage Area | 1,031 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01236328271 |
|---|---|
| Street Address | 1139 E MAIN CROSS ST |
| City | EDINBURGH |
| State | IN |
| Zip | 46124-9206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMOS' TIMBERGATE SUB SEC 1 LOT 8* SEE NOTES* |
| Legal Subdivision | AMOS TIMBERGATE |
| Legal Lot Number | 8 |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 710900 |
1139 E Main Cross St is owned and occupied by an individual who bought it in May 2024.
Source: Shelby County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2026 | Deed of Trust, Mortgage · Line of Credit HOME BANK SB |
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit HOME BANK SB |
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GVC MORTGAGE INC |
| Dec 12, 2019 | Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 20, 2024 · Amount on File |
| Deed Sale | May 20, 2024 · Amount on File |
| Prior Sale | Oct 30, 2013 |
| Deed Document Number | 20242116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Oct 6, 2026 |
| Property Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Document Number | 0000005420 |
| Instrument Date | Oct 1, 2026 |
| Instrument | 20265420 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Document Number | 0000005420, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20265420 |
| Name | HOME BANK SB |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 10, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2025006656 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025006656 |
| Name | HOME BANK SB |
|---|---|
| Type | Bank |
| Address | 59 W WASHINGTON ST, MARTINSVILLE, IN 46151 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 10, 2051 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Document Number | 2021001488 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021001488 |
| Name | GVC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PENDLETON, IN 46064 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 1139 E MAIN CROSS ST, EDINBURGH, IN 46124-9206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2019006687 |
|---|---|
| Date | Dec 12, 2019 |
| Instrument | 2019006687 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, IN 47203 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 1139 E Main Cross St was $3,428 with a homeowner's exemption, up 4.2% from the year before.
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Jackson Township |
| Municipality | Edinburgh Town |
| Unified School District | Southwestern Shelby County Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,428.00 (+4.16%) Homeowner's exemption | $372,800 Land $51,500 Building $321,300 | $372,800 Land $51,500 Building $321,300 |
| 2024 | $3,291.00 (+2.46%) | ||
| 2023 | $3,212.00 (+2.95%) | $322,200 (+2.29%) Land $51,500 Building $270,700 | $322,200 (+2.29%) Land $51,500 Building $270,700 |
| 2022 | $3,120.00 Homeowner's exemption | $315,000 Land $51,500 Building $263,500 | $315,000 Land $51,500 Building $263,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1139 E Main Cross St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1139 E Main Cross St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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