Shelby County property record for 1120 E Main Cross St, Edinburgh, IN 46124
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,716 sqft · built 2024 |
| Lot Size | 0.478 acres (20,822 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,042 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-13-35-100-082.000-025 |
| Primary APN | 73-13-35-100-082.000-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,716 sqft Living Area |
| 1st Floor Area | 3,716 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 20,822 sqft (0.478 acres) |
| Lot Dimensions | 164 ft deep x 127 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01615769711 |
|---|---|
| Street Address | 1120 E MAIN CROSS ST |
| City | EDINBURGH |
| State | IN |
| Zip | 46124-9202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WOODLAWN ACRES SEND W2 NW 35 11 5 TR2 |
| Legal Subdivision | WOODLAWN ACRES |
| Legal Tract | 2 |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 710900 |
Source: Shelby County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1745 ALDER RD, FRANKLIN, IN 46131-5034 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Feb 10, 2021 | Warranty Deed, Transfer SECURITY TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2021 |
| Deed Sale | Feb 10, 2021 |
| Deed Document Number | 20211228 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 1120 E MAIN CROSS ST, EDINBURGH, IN 46124-9202 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1745 ALDER RD, FRANKLIN, IN 46131-5034 |
| Document Number | 2023003504 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2023003504 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY IN |
| Recording Date | Feb 10, 2021 |
| Property Address | 1120 E MAIN CROSS ST, EDINBURGH, IN 46124-9202 |
| Document Number | 2021001228 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Feb 2, 2021 |
| Instrument | 2021001228 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2026 |
| Title Company | SECURITY TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1745 ALDER RD, FRANKLIN, IN 46131-5034 |
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Jackson Township |
| Municipality | Edinburgh Town |
| Unified School District | Southwestern Shelby County Consolidated Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,042.00 (+12,458.33%) | $452,100 (+12,458.33%) Land $73,000 Building $379,100 | $452,100 (+12,458.33%) Land $73,000 Building $379,100 |
| 2024 | $72.00 (-33.33%) | ||
| 2023 | $108.00 | $3,600 (-) Land $3,600 | $3,600 (-) Land $3,600 |
| 2022 | $108.00 | $3,600 Land $3,600 | $3,600 Land $3,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2025) |
| Most Recent Claim | Apr 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMP ATTERBURY federal government · serves 5,300 people · EPA ID IN5241015 |
|---|---|
| Water Source | Purchased groundwater from PRINCES LAKE WATER DEPARTMENT |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | EDINBURGH WATER UTILITY |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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