1122 E Main Cross St, Edinburgh, IN 46124 Property Records

Shelby County property record for 1122 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,458 sqft · built 1983
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Tax Bill$2,115 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN73-13-35-100-062.000-010

Property Details

APN / Parcel Number

Primary APN73-13-35-100-062.000-010
Alternative APNs
  • 01475288867
  • 0014300100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,458 sqft Living Area
1st Floor Area3,458 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1988
Construction TypeBrick
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage Area628 sqft
Parking Spaces2 Parking Spaces
Patio Area918 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number01475288867
Street Address1122 E MAIN CROSS ST
CityEDINBURGH
StateIN
Zip46124-9202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODLAWN ACRES SEND W2 NW 35 11 5 TR1
Legal SubdivisionWOODLAWN ACRES
Legal Tract1
JurisdictionSHELBY IN
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1070
Census Tract710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Oct 6, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK
May 17, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2021
Deed SaleMay 17, 2021
Prior SaleJan 3, 2013 · Amount on Record
Deed Document Number20213578
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2018004089
DateJul 30, 2018
Instrument2018004089
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 18, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202
Transaction TypeMortgage
Record UpdatedJun 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202

Mortgage

Document Number2020005709
DateOct 6, 2020
Instrument2020005709
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term239 Months
DueSep 24, 2040

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateMay 17, 2021
Property Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202
Document Number2021003578
Map ReferenceMB 6 PG 26
Instrument DateMay 13, 2021
Instrument2021003578
Transaction TypeTransfer
Record UpdatedJun 12, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address1122 E MAIN CROSS ST, EDINBURGH, IN 46124-9202

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyShelby County
County SubdivisionJackson Township
MunicipalityEdinburgh Town
Unified School DistrictSouthwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,115.00 (+0.24%) Homeowner's exemption$346,200 (+8.09%) Land $14,000 Building $332,200$346,200 (+8.09%) Land $14,000 Building $332,200
2024$2,110.00 (+13.08%)
2023$1,866.00 (+2.02%)$320,300 (+15.47%) Land $13,200 Building $307,100$320,300 (+15.47%) Land $13,200 Building $307,100
2022$1,829.00$277,400 Land $11,500 Building $265,900$277,400 Land $11,500 Building $265,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2025)
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 68% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMP ATTERBURY
federal government · serves 5,300 people · EPA ID IN5241015
Water SourcePurchased groundwater from PRINCES LAKE WATER DEPARTMENT
Last State InspectionFeb 2025
Also Mapped HereEDINBURGH WATER UTILITY
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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