1125 E Main Cross St, Edinburgh, IN 46124 Property Records

Shelby County property record for 1125 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,857 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$2,985 (2025)
Deeds & Mortgages	Jun 2020 Construction Loan Jun 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`73-13-35-300-005.000-025`

Property Details

APN / Parcel Number

Primary APN	`73-13-35-300-005.000-025`
Alternative APNs	`00506168012` `0360300500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,857 sqft Living Area
1st Floor Area	1,857 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	126 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	872 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00506168012
Street Address	1125 E MAIN CROSS ST
City	EDINBURGH
State	IN
Zip	46124-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AMOS' TIMBERGATE SUB SEC 1 LOT 5
Legal Subdivision	AMOS TIMBERGATE SUBDIVISION SECTION 1
Legal Lot Number	5
Jurisdiction	SHELBY IN
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1069
Census Tract	710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Construction Mortgage OLD NATIONAL BANK
Jun 12, 2019	Warranty Deed, Transfer ROYAL TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019
Deed Sale	Jun 12, 2019
Deed Document Number	20192774
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IN
Property Address	1125 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002797
Date	Jun 1, 2020
Instrument	2020002797

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Jun 1, 2036

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IN
Recording Date	Jun 12, 2019
Property Address	1125 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number	2019002774
Map Reference	MB 6 PG 197-201
Instrument Date	Jun 5, 2019
Instrument	2019002774
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	ROYAL TITLE SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	559 N PARK DR, EDINBURGH, IN 46124-1548

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Shelby County
County Subdivision	Jackson Township
Municipality	Edinburgh Town
Unified School District	Southwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,985.00 (-5.45%) Homeowner's exemption	$328,500 (+7.21%) Land $51,500 Building $277,000	$328,500 (+7.21%) Land $51,500 Building $277,000
2024	$3,157.00 (+3.04%)
2023	$3,064.00 (+2.3%)	$306,400 (+2.3%) Land $51,500 Building $254,900	$306,400 (+2.3%) Land $51,500 Building $254,900
2022	$2,995.00 Homeowner's exemption	$299,500 Land $51,500 Building $248,000	$299,500 Land $51,500 Building $248,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2025)
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDINBURGH WATER UTILITY serves 4,480 people · EPA ID IN5241002
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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