1137 E Main Cross St, Edinburgh, IN 46124 Property Records

Shelby County property record for 1137 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,500 sqft · built 1998
Lot Size0.143 acres (6,250 sqft)
OwnerIndividual Name on Record
Last Sale$284,287 (Dec 2025)
Tax Bill$2,112 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Aug 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN73-13-35-300-007.000-025

Property Details

APN / Parcel Number

Primary APN73-13-35-300-007.000-025
Alternative APNs
  • 00169570335
  • 0360300700

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area252 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSolar

Location & Zoning

Account Number00169570335
Street Address1137 E MAIN CROSS ST
CityEDINBURGH
StateIN
Zip46124-9206
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionAMOS' TIMBERGATE SUB SEC 1 LOT 7 E2
Legal SubdivisionAMOS TIMBERGATE
Legal Lot Number7
JurisdictionSHELBY IN
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1069
Census Tract710900

Owner

Source: Shelby County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2019Deed of Trust, Mortgage · Line of Credit
JACKSON COUNTY BANK
Aug 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GVC MORTGAGE INC
Mar 14, 2022Deed of Trust, Mortgage · Line of Credit
HORIZON BANK
Dec 8, 2025Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Mar 20, 2019Warranty Deed, Transfer
SECURITY TITLE SERVICES
Mar 20, 2019Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC
Mar 20, 2019
SECURITY TITLE SERVICES

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2025 · Amount on Record
Deed SaleDec 8, 2025 · Amount on Record
Prior SaleJul 29, 2025 · Amount on Record
Deed Document Number20256166
Prior Transfer DateMar 14, 2019
Prior Transfer Doc2019001270
Record UpdatedSep 20, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019002371
DateMay 21, 2019
Instrument2019002371
Lender
NameJACKSON COUNTY BANK
TypeBank
AddressBLOOMINGTON, IN 47404
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 5, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020004259
DateAug 6, 2020
Instrument2020004259
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
AddressPENDLETON, IN 46064
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number2022001717
DateMar 14, 2022
Instrument2022001717
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateDec 8, 2025
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number2025006166
Map ReferenceMB 6 PG 197-201 DOC
Instrument DateNov 25, 2025
Instrument2025006166
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number2025006167
DateDec 8, 2025
Instrument2025006167
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateMar 20, 2019
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number2019001269
Map ReferenceDOC009452
Instrument DateMar 15, 2019
Instrument2019001269
Transaction TypeTransfer
Record UpdatedDec 26, 2023
Title CompanySECURITY TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateMar 20, 2019
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number2019001271
Map ReferenceDOC009452
Instrument DateMar 14, 2019
Instrument2019001271
Transaction TypeTransfer
Record UpdatedDec 26, 2023
Title CompanySECURITY TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number2019001272
DateMar 20, 2019
Instrument2019001272
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2049

March 2019:

JurisdictionSHELBY IN
Recording DateMar 20, 2019
Property Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number2019001270
Map ReferenceMB 6 PG 197-201
Instrument DateMar 14, 2019
Instrument2019001270
Record UpdatedDec 26, 2023
Title CompanySECURITY TITLE SERVICES

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1137 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyShelby County
County SubdivisionJackson Township
MunicipalityEdinburgh Town
Unified School DistrictSouthwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,112.00 (-9.97%) Homeowner's exemption$241,200 (+2.81%) Land $25,500 Building $215,700$241,200 (+2.81%) Land $25,500 Building $215,700
2024$2,346.00 (+0.9%) Homeowner's exemption$234,600 (+0.9%) Land $25,500 Building $209,100$234,600 (+0.9%) Land $25,500 Building $209,100
2023$2,325.00 (+3.43%)$232,500 (+3.43%) Land $25,500 Building $207,000$232,500 (+3.43%) Land $25,500 Building $207,000
2022$2,248.00 Homeowner's exemption$224,800 Land $25,500 Building $199,300$224,800 Land $25,500 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2025)
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDINBURGH WATER UTILITY
serves 4,480 people · EPA ID IN5241002
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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