1135 E Main Cross St, Edinburgh, IN 46124 Property Records

Shelby County property record for 1135 E Main Cross St, Edinburgh, IN 46124

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,500 sqft · built 1998
Lot Size0.143 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$212,100 (Sep 2026)
Tax Bill$2,528 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN73-13-35-300-052.000-025

Property Details

APN / Parcel Number

Primary APN73-13-35-300-052.000-025
Alternative APNs
  • 01523268226
  • 0360305700

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,500 sqft Living Area
1st Floor Area1,500 sqft
Basement Area780 sqft
Unfinished Basement780 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2014
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area6,250 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area252 sqft
Deck Area216 sqft
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemSolar

Location & Zoning

Account Number01523268226
Street Address1135 E MAIN CROSS ST
CityEDINBURGH
StateIN
Zip46124-9206
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionAMOS TIMBERGATE SEC 1 LT 7 W2 35 11 5*SEE NOTES*
Legal SubdivisionAMOS TIMBERGATE SUB SEC 01
Legal Lot Number7
JurisdictionSHELBY IN
Township / Civil DivisionJACKSON
Census Block Group1
Census Block1069
Census Tract710900

Owner

Source: Shelby County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2026Warranty Deed, Transfer · Conventional Mortgage
JACKSON COUNTY BANK
Sep 3, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS INC
Nov 29, 2021Deed of Trust, Mortgage · Line of Credit
HARIZON BANK
Oct 7, 2020Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2026 · Amount on Record
Deed SaleSep 28, 2026 · Amount on Record
Prior SaleSep 12, 2024 · Amount on Record
Deed Document Number20265247
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateSep 28, 2026
Property Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number0000005247
Instrument DateSep 25, 2026
Instrument20265247
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number0000005248,
DateSep 28, 2026
Instrument20265248
Lender
NameJACKSON COUNTY BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction TypeMortgage
Record UpdatedDec 26, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019004463
DateSep 3, 2019
Instrument2019004463
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2049

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY IN
Property Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Transaction TypeMortgage
Record UpdatedDec 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number2021008691
DateNov 29, 2021
Instrument2021008691
Lender
NameHARIZON BANK
TypeNon-Lending Institution
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 17, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY IN
Recording DateOct 7, 2020
Property Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206
Document Number2020005770
Map ReferenceDOC 009452
Instrument DateOct 1, 2020
Instrument2020005770
Transaction TypeTransfer
Record UpdatedDec 26, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1135 E MAIN CROSS ST, EDINBURGH, IN 46124-9206

Mortgage

Document Number2020005771
DateOct 7, 2020
Instrument2020005771
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyShelby County
County SubdivisionJackson Township
MunicipalityEdinburgh Town
Unified School DistrictSouthwestern Shelby County Consolidated Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,528.00 (+9.91%) Homeowner's exemption$280,900 (+23.26%) Land $25,500 Building $255,400$280,900 (+23.26%) Land $25,500 Building $255,400
2024$2,300.00 (+0.92%)
2023$2,279.00 (+3.36%)$227,900 (+3.36%) Land $25,500 Building $202,400$227,900 (+3.36%) Land $25,500 Building $202,400
2022$2,205.00 Homeowner's exemption$220,500 Land $25,500 Building $195,000$220,500 Land $25,500 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2025)
Most Recent ClaimApr 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEDINBURGH WATER UTILITY
serves 4,480 people · EPA ID IN5241002
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Main Cross St

Nearby Streets

Search Property Records by Address or Parcel Number