Kane County property record for 1136 Morningside Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1955 |
| Lot Size | 3.11 acres (135,790 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,000 (May 2019) |
| Tax Bill | $10,858 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 06-02-351-024 |
| Primary APN | 06-02-351-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 3,628 sqft |
| 1st Floor Area | 1,924 sqft |
| Basement Area | 1,704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 135,790 sqft |
| Lot Width | 113 ft Width |
| Cooling System | HVAC |
|---|
| Street Address | 1136 MORNINGSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS LOT 1 & PART WEST 1/2 SOUTHWEST 1/4 SEC 2-41-8 DESC IN BOOK 2563/99 (EXCEPT DOC #1439607) |
| Legal Range | 08 |
| Legal Township | 41 |
| Legal Section | 02 |
| Legal Subdivision | CENTURY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1136 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOAN CABIN INC |
| May 17, 2019 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2019 · Amount on Record |
| Deed Sale | May 17, 2019 · Amount on Record |
| Deed Document Number | 201919848 |
| Prior Transfer Date | Nov 19, 2002 |
| Prior Transfer Doc | 0000164722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1136 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011256 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021K011256 |
| Name | LOAN CABIN INC |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 17, 2019 |
| Property Address | 1136 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000019848 |
| Instrument Date | May 9, 2019 |
| Instrument | 2019K019848 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1136 MORNINGSIDE DR, 1136, ELGIN, IL 60123-1437 |
| Name | Verified Name |
|---|---|
| Address | 1136 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000019849 |
|---|---|
| Date | May 17, 2019 |
| Instrument | 2019K019849 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,858.00 (+15.88%) Homeowner's exemption | $150,336 (+8.57%) Land $45,308 Building $105,028 | $451,188 (+8.57%) Land $135,978 Building $315,210 |
| 2024 | $138,470 (+21.39%) Land $41,732 Building $96,738 | $415,576 (+21.44%) Land $125,246 Building $290,330 | |
| 2022 | $9,370.00 (+4.35%) Homeowner's exemption | $114,067 (+6.96%) Land $34,378 Building $79,689 | $342,201 (+6.96%) Land $103,134 Building $239,067 |
| 2021 | $8,979.00 Homeowner's exemption | $106,645 Land $32,141 Building $74,504 | $319,935 Land $96,423 Building $223,512 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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