Kane County property record for 1142 Morningside Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,556 sqft · built 1968 |
| Lot Size | 1.04 acres (45,507 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $600,000 (Dec 2025) |
| Tax Bill | $12,462 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-003 |
| Primary APN | 06-02-376-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 4,312 sqft |
| 1st Floor Area | 2,556 sqft |
| Basement Area | 1,756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Contemporary |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 45,507 sqft |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1142 MORNINGSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES LOT 3 & PART OUTLOT A LYING EASTERLY OF WESTERLY LINE EXCEPT NORTHERLY OF LOT 3 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
1142 Morningside Dr is owned by a company that bought it in December 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 101 DEVONSHIRE RD, TOWER LAKES, IL 60010-1209 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Oct 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Oct 25, 2016 · Amount on File |
| Deed Document Number | 202547371 |
| Prior Transfer Date | Sep 30, 2004 |
| Prior Transfer Doc | 0000153467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 1, 2025 |
| Property Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000047371 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 2025K047371 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000047372 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025K047372 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate | 6.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041824 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 2017K041824 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, IL 60174 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000026398 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020K026398 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | FREEPORT, IL 61032 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 15, 2020 |
| Property Address | 1142 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000061592 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 61592 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1142 MORNINGSIDE DR ELGIN IL 601231437, ELGIN, IL 60123-1437 |
The 2025 property tax bill for 1142 Morningside Dr was $12,462, up 3.9% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,462.00 (+3.94%) Homeowner's exemption | $171,350 (+8.57%) Land $43,538 Building $127,812 | $514,256 (+8.57%) Land $130,666 Building $383,589 |
| 2024 | $11,990.00 Homeowner's exemption | $157,824 Land $40,101 Building $117,723 | $473,661 Land $120,351 Building $353,310 |
| 2022 | $10,753.00 (+4.31%) Homeowner's exemption | $130,010 (+6.96%) Land $33,034 Building $96,976 | $390,030 (+6.96%) Land $99,102 Building $290,928 |
| 2021 | $10,309.00 Homeowner's exemption | $121,550 Land $30,884 Building $90,666 | $364,650 Land $92,652 Building $271,998 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1142 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1142 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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