Kane County property record for 1125 Morningside Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,264 sqft · built 1969 |
| Lot Size | 0.858 acres (37,366 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Feb 2024) |
| Tax Bill | $10,555 (2024) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Mar 2018 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-376-007 |
| Primary APN | 06-02-376-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,264 sqft Living Area |
| Gross Area | 3,216 sqft |
| Basement Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Construction Type | Frame |
| Lot Area | 37,366 sqft (0.858 acres) |
| Lot Dimensions | 238 ft deep x 157 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1125 MORNINGSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORNINGSIDE ESTATES LOT 8 |
| Legal Subdivision | MORNINGSIDE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1125 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 12, 2018 | Quit Claim Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2024 · Amount on Record |
| Deed Sale | Feb 16, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2018 |
| Deed Document Number | 20245135 |
| Prior Transfer Date | Sep 5, 2001 |
| Prior Transfer Doc | 0000093208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 16, 2024 |
| Property Address | 1125 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Number | 0000005135 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024K005135 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40WS60 STORECREST DRIVE, ELGIN, IL 60124 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1125 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Number | 0000005136 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 2024K005136 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 12, 2018 |
| Property Address | 1125 MORNINGSIDE DR, ELGIN, IL 60123-1436 |
| Document Number | 0000011356 |
| Instrument Date | Jan 5, 2018 |
| Instrument | 11356 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 40W560 STONECREST DR ELGIN IL 601248153, ELGIN, IL 60124-8153 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $160,569 (+8.57%) Land $43,538 Building $117,031 | $481,900 (+8.57%) Land $130,666 Building $351,233 | |
| 2024 | $10,555.00 (+9.83%) | $147,894 (+21.39%) Land $40,101 Building $107,793 | $443,860 (+21.44%) Land $120,351 Building $323,508 |
| 2022 | $9,610.00 (+4.68%) Homeowner's exemption | $121,830 (+6.96%) Land $33,034 Building $88,796 | $365,490 (+6.96%) Land $99,102 Building $266,388 |
| 2021 | $9,180.00 Homeowner's exemption | $113,902 Land $30,884 Building $83,018 | $341,706 Land $92,652 Building $249,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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