Kane County property record for 1120 Morningside Dr, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,844 sqft · built 1957 |
| Lot Size | 0.744 acres (32,421 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jul 2022) |
| Tax Bill | $11,199 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage May 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-02-351-017 |
| Primary APN | 06-02-351-017 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,844 sqft Living Area |
| Gross Area | 3,688 sqft |
| 1st Floor Area | 1,844 sqft |
| Basement Area | 1,844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Lot Area | 32,421 sqft (0.744 acres) |
| Lot Dimensions | 321 ft deep x 101 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1120 MORNINGSIDE DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTURY OAKS LOT 5 |
| Legal Subdivision | CENTURY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 851000 |
1120 Morningside Dr is owned and occupied by two individuals who bought it in July 2022.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1120 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP |
| May 25, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on File |
| Deed Sale | Jul 8, 2022 · Amount on File |
| Prior Sale | Sep 17, 2014 · Amount on File |
| Deed Document Number | 202235179 |
| Prior Transfer Date | Jul 7, 2015 |
| Prior Transfer Doc | 0000038133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 8, 2022 |
| Property Address | 1120 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000035179 |
| Instrument Date | Jun 21, 2022 |
| Instrument | 2022K035179 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1120 MORNINGSIDE DR # 100, 100, ELGIN, IL 60123-1437 |
| Document Number | 0000035180 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022K035180 |
| Name | AMERICAN PORTFOLIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 25, 2022 |
| Property Address | 1120 MORNINGSIDE DR, ELGIN, IL 60123-1437 |
| Document Number | 0000027831 |
| Instrument Date | May 24, 2022 |
| Instrument | 2022K027831 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 4511 NE 25TH AVE, FT LAUDERDALE, FL 33308-4806 |
The 2025 property tax bill for 1120 Morningside Dr was $11,199 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,199.00 Homeowner's exemption | $154,796 (+8.57%) Land $43,538 Building $111,258 | $464,574 (+8.57%) Land $130,666 Building $333,908 |
| 2024 | $142,577 Land $40,101 Building $102,476 | $427,902 Land $120,351 Building $307,551 | |
| 2022 | $10,184.00 (+3.96%) | $117,450 (+6.96%) Land $33,034 Building $84,416 | $352,350 (+6.96%) Land $99,102 Building $253,248 |
| 2021 | $9,796.00 | $109,807 Land $30,884 Building $78,923 | $329,421 Land $92,652 Building $236,769 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1120 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1120 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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