1138 Morningside Dr, Elgin, IL 60123 Property Records

Kane County property record for 1138 Morningside Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,872 sqft · built 1965
Lot Size	0.986 acres (42,954 sqft)
Owner	Company Name on File
Tax Bill	$10,409 (2025)
Deeds & Mortgages	Mar 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-02-376-001`

Property Details

APN / Parcel Number

Primary APN	`06-02-376-001`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
Gross Area	3,744 sqft
1st Floor Area	1,872 sqft
Basement Area	1,872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	42,954 sqft (0.986 acres)
Lot Width	160 ft Width
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1138 MORNINGSIDE DR
City	ELGIN
State	IL
Zip	60123-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE ESTATES LOT 1 & PART OF OUTLOT A LYING WESTERLY OF EASTERLY LINE NORTHERLY OF LOT 1
Legal Subdivision	MORNINGSIDE ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851000

Owner

Source: Kane County records · APN 06-02-376-001

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1138 MORNINGSIDE DR, ELGIN, IL 60123-1437
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 1998
Deed Sale	May 04, 1998
Deed Document Number	199837666
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 05, 2021
Property Address	1138 MORNINGSIDE DR, ELGIN, IL 60123-1437
Document Number	0000017535
Instrument Date	Jan 28, 2021
Instrument	2021K017535
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 W IRVING PARK RD, 308, ITASCA, IL 60143-2038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1138 MOMINGSIDE DRIVE, ELGIN, IL 60123

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,409.00 (+14.7%) Homeowner's exemption Senior Citizen's exemption	$152,448 (+8.57%) Land $43,538 Building $108,910	$457,527 (+8.57%) Land $130,666 Building $326,861
2024		$140,414 (+21.39%) Land $40,101 Building $100,313	$421,411 (+21.44%) Land $120,351 Building $301,059
2022	$9,075.00 (+4.72%) Homeowner's exemption	$115,668 (+6.96%) Land $33,034 Building $82,634	$347,004 (+6.96%) Land $99,102 Building $247,902
2021	$8,666.00 Homeowner's exemption	$108,141 Land $30,884 Building $77,257	$324,423 Land $92,652 Building $231,771

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL0894380, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ELGIN serves 114,797 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.