1110 Morningside Dr, Elgin, IL 60123 Property Records

Kane County property record for 1110 Morningside Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,350 sqft · built 1967
Lot Size	1 acres (76,106 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Jul 2021)
Tax Bill	$17,662 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-02-351-018`

Property Details

APN / Parcel Number

Primary APN	`06-02-351-018`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,350 sqft Living Area
Gross Area	5,685 sqft
Basement Area	1,335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	76,106 sqft (1 acres)
Lot Width	150 ft Width
Parking Spaces	6 Parking Spaces
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1110 MORNINGSIDE DR
City	ELGIN
State	IL
Zip	60123-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS - LOT 6 & LOT 7 (EX SLY 50 FT)
Legal Subdivision	CENTURY OAKS
Legal Block	1
Legal Lot Number	6,7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1019
Census Tract	851000

Owner

Source: Kane County records · APN 06-02-351-018

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 20, 2021	Deed, Transfer · Conventional Mortgage SOFI LENDING CORP
May 17, 2021	Intrafamily Transfer, Transfer CT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	202155595
Prior Transfer Date	May 13, 2021
Prior Transfer Doc	0000038263
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437

Mortgage

Document Number	0000027255
Date	May 23, 2022
Instrument	2022K027255

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jul 20, 2021
Property Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437
Document Number	0000055595
Instrument Date	Jun 18, 2021
Instrument	2021K055595
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17N468 OAK KNOLL LN, 17N468, WEST DUNDEE, IL 60118-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437

Mortgage

Document Number	0000055596
Date	Jul 20, 2021
Instrument	2021K055596

Lender

Name	SOFI LENDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Interest

Rate	2.87%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	May 17, 2021
Property Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437
Document Number	0000038263
Instrument Date	May 13, 2021
Instrument	2021K038263
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	CT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17N468 OAK KNOLL LN, 17N468, DUNDEE, IL 60118-9317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1110 MORNINGSIDE DR, ELGIN, IL 60123-1437

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,662.00 (-10.51%) Homeowner's exemption
2024		$276,306 (+21.39%) Land $41,400 Building $234,906	$829,250 (+21.44%) Land $124,250 Building $705,000
2022	$19,736.00 (+9.62%)	$227,612 (+6.96%) Land $34,104 Building $193,508	$682,836 (+6.96%) Land $102,312 Building $580,524
2021	$18,004.00 Homeowner's exemption	$212,801 Land $31,885 Building $180,916	$638,403 Land $95,655 Building $542,748

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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