113 Cypress Loop, Bloomingdale, GA 31302 Property Records

Effingham County property record for 113 Cypress Loop, Bloomingdale, GA 31302

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,877 sqft · built 2018
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on Record
Last Sale	$293,000 (Mar 2020)
Tax Bill	$5,506 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0303A-150-000`

Property Details

APN / Parcel Number

Primary APN	`0303A-150-000`
Alternative APNs	`0303A150` `3814`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,877 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	17,860 sqft (0.41 acres)
Garage Area	567 sqft
Porch	Slab
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3814
Street Address	113 CYPRESS LOOP
City	BLOOMINGDALE
State	GA
Zip	31302-0075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.41 AC LOT 150 (OUT 303-15)
Legal Subdivision	CYPRESS LAKES
Legal Phase	3
Legal Block	3
Legal Lot Number	150
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3029
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	113 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2018	Deed of Trust, Mortgage AMERIS BANK
Mar 5, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	2020607
Deed Book / Page	2578 / 895
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	113 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002471/87
Date	Jun 11, 2018
Book Page	2471/87
Instrument	004941

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2019

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 5, 2020
Property Address	113 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Document Number	002578/895
Book / Page	2578 / 895
Instrument Date	Mar 5, 2020
Instrument	2020-000607
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075

Mortgage

Document Number	0000002578/0000000897
Date	Mar 10, 2020
Book Page	0000002578/0000000897
Instrument	002362

Lender

Name	BROKER SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,013 (-3.46%) Land $22,800 Building $142,213	$412,534 (-3.46%) Land $57,000 Building $355,534
2025	$5,506.00 (+6.77%) Homeowner's exemption	$170,934 (+1.2%) Land $22,800 Building $148,134	$427,336 (+1.2%) Land $57,000 Building $370,336
2024	$5,157.00 (+29.02%)	$168,908 (+24.57%) Land $22,800 Building $146,108	$422,270 (+24.57%) Land $57,000 Building $365,270
2023	$3,997.00 (+6.62%)	$135,596 (+14.4%) Land $18,000 Building $117,596	$338,990 (+14.4%) Land $45,000 Building $293,990
2022	$3,749.00	$118,532 Land $18,000 Building $100,532	$296,329 Land $45,000 Building $251,329

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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