Effingham County property record for 108 Cypress Loop, Bloomingdale, GA 31302
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,863 sqft · built 2016 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,342 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0303A-191-000 |
| Primary APN | 0303A-191-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,863 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 679 sqft |
| Pool Area | 465 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 454 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3855 |
|---|---|
| Street Address | 108 CYPRESS LOOP |
| City | BLOOMINGDALE |
| State | GA |
| Zip | 31302-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .48 AC LOT 191 |
| Legal Subdivision | CYPRESS LAKES |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 191 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30401 |
108 Cypress Loop is owned and occupied by two individuals who acquired it in September 2015.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2015 |
| Deed Sale | Sep 17, 2015 |
| Prior Sale | Aug 7, 2015 · Amount on File |
| Deed Book / Page | 2311 / 319 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 108 Cypress Loop was $7,342 with a homeowner's exemption, up 3.7% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,989 (-3.12%) Land $22,800 Building $200,189 | $557,472 (-3.12%) Land $57,000 Building $500,472 | |
| 2025 | $7,342.00 (+3.7%) Homeowner's exemption | $230,170 (-4.26%) Land $22,800 Building $207,370 | $575,425 (-4.26%) Land $57,000 Building $518,425 |
| 2024 | $7,080.00 Homeowner's exemption | $240,402 Land $22,800 Building $217,602 | $601,005 Land $57,000 Building $544,005 |
| 2022 | $5,445.00 | $192,210 Land $18,000 Building $174,210 | $480,524 Land $45,000 Building $435,524 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Cypress Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Cypress Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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