Effingham County property record for 111 Cypress Loop, Bloomingdale, GA 31302
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,034 sqft · built 2016 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,152 (2025) |
| Deeds & Mortgages | Jun 2016 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 0303A-151-000 |
| Primary APN | 0303A-151-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,034 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 598 sqft |
| Porch | Slab |
| Porch Area | 222 sqft |
| Deck Area | 50 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3815 |
|---|---|
| Street Address | 111 CYPRESS LOOP |
| City | BLOOMINGDALE |
| State | GA |
| Zip | 31302-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .42 AC LOT 151 (OUT 303-15) |
| Legal Subdivision | CYPRESS LAKES |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 151 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30401 |
111 Cypress Loop is owned and occupied by two individuals who acquired it in September 2015.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2015 |
| Deed Sale | Sep 17, 2015 |
| Prior Sale | Aug 7, 2015 · Amount on File |
| Deed Book / Page | 2311 / 319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 111 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00002350/4 |
|---|---|
| Date | Jun 2, 2016 |
| Book Page | 2350/4 |
| Instrument | 004689 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 1, 2017 |
The 2025 property tax bill for 111 Cypress Loop was $4,152 with a homeowner's exemption, up 8.4% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,173 (-7.2%) Land $22,800 Building $158,373 | $452,934 (-7.2%) Land $57,000 Building $395,934 | |
| 2025 | $4,152.00 (+8.35%) Homeowner's exemption | $195,234 (+0.09%) Land $22,800 Building $172,434 | $488,086 (+0.09%) Land $57,000 Building $431,086 |
| 2024 | $3,832.00 (+24.74%) Homeowner's exemption | $195,056 (+24.85%) Land $22,800 Building $172,256 | $487,639 (+24.85%) Land $57,000 Building $430,639 |
| 2023 | $3,072.00 (-14.86%) Homeowner's exemption | $156,233 (+14.82%) Land $18,000 Building $138,233 | $390,583 (+14.82%) Land $45,000 Building $345,583 |
| 2022 | $3,608.00 Homeowner's exemption | $136,073 Land $18,000 Building $118,073 | $340,183 Land $45,000 Building $295,183 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 111 Cypress Loop in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 111 Cypress Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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