Effingham County property record for 117 Cypress Loop, Bloomingdale, GA 31302
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,276 sqft · built 2016 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Sep 2015) |
| Tax Bill | $604 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0303A-148-000 |
| Primary APN | 0303A-148-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,276 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Area | 504 sqft |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3812 |
|---|---|
| Street Address | 117 CYPRESS LOOP |
| City | BLOOMINGDALE |
| State | GA |
| Zip | 31302-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .45 AC LOT 148 (OUT 303-15) |
| Legal Subdivision | CYPRESS LAKES |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 148 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30401 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2015 · Amount on File |
| Deed Sale | Sep 30, 2015 · Amount on File |
| Prior Sale | Sep 17, 2015 |
| Deed Document Number | 20152531 |
| Deed Book / Page | 2314 / 79 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 117 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|---|
| Address | 117 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Document Number | 0000002667/0000000321 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 0000002667/0000000321 |
| Instrument | 002404 |
| Name | GUILD MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,815 (-4.92%) Land $22,800 Building $157,015 | $449,539 (-4.92%) Land $57,000 Building $392,539 | |
| 2025 | $604.00 (-84.1%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $189,112 (-4.68%) Land $22,800 Building $166,312 | $472,781 (-4.68%) Land $57,000 Building $415,781 |
| 2024 | $3,798.00 (+25.02%) Homeowner's exemption | $198,396 (+24.46%) Land $22,800 Building $175,596 | $495,991 (+24.46%) Land $57,000 Building $438,991 |
| 2023 | $3,038.00 (-14.93%) Homeowner's exemption | $159,401 (+14.87%) Land $18,000 Building $141,401 | $398,503 (+14.87%) Land $45,000 Building $353,503 |
| 2022 | $3,571.00 Homeowner's exemption | $138,766 Land $18,000 Building $120,766 | $346,915 Land $45,000 Building $301,915 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 80% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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