Effingham County property record for 107 Cypress Loop, Bloomingdale, GA 31302
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,770 sqft · built 2016 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,219 (2025) |
| Deeds & Mortgages | Aug 2026 Transfer Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0303A-153-000 |
| Primary APN | 0303A-153-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,770 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 126 sqft |
| Pool Area | 840 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 102 sqft |
| Deck Area | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 3817 |
|---|---|
| Street Address | 107 CYPRESS LOOP |
| City | BLOOMINGDALE |
| State | GA |
| Zip | 31302-0075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .50 AC LOT 153 OUT 303-15 |
| Legal Subdivision | CYPRESS LAKES |
| Legal Phase | 3 |
| Legal Block | III |
| Legal Lot Number | 153 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 30401 |
107 Cypress Loop is owned and occupied by two individuals who acquired it in August 2026.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit PNC BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2026 |
| Deed Sale | Aug 11, 2026 |
| Prior Sale | Sep 17, 2015 |
| Deed Document Number | 20267020 |
| Deed Book / Page | 3062 / 345 |
| Prior Transfer Date | Aug 4, 2026 |
| Prior Transfer Doc | 0000007020 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Aug 11, 2026 |
| Property Address | 107 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Document Number | 0000007020 |
| Book / Page | 3062 / 345 |
| Instrument Date | Aug 4, 2026 |
| Instrument | 20267020 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 107 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 107 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075 |
| Document Number | 0000002705/0000000320 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 0000002705/0000000320 |
| Instrument | 008259 |
| Name | PNC BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2061 |
The 2025 property tax bill for 107 Cypress Loop was $6,219 with a homeowner's exemption, down 10.9% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,440 (-3.4%) Land $22,800 Building $197,640 | $551,100 (-3.4%) Land $57,000 Building $494,100 | |
| 2025 | $6,219.00 (-10.89%) Homeowner's exemption | $228,208 (-3.64%) Land $22,800 Building $205,408 | $570,520 (-3.64%) Land $57,000 Building $513,520 |
| 2024 | $6,979.00 Homeowner's exemption | $236,828 Land $22,800 Building $214,028 | $592,070 Land $57,000 Building $535,070 |
| 2022 | $4,770.00 | $168,404 Land $18,000 Building $150,404 | $421,010 Land $45,000 Building $376,010 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 107 Cypress Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 13 (2020–2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 107 Cypress Loop is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 84% of Georgia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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