119 Cypress Loop, Bloomingdale, GA 31302 Property Records

Effingham County property record for 119 Cypress Loop, Bloomingdale, GA 31302

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,365 sqft · built 2016
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Sep 2015)
Tax Bill	$4,038 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0303A-147-000`

Property Details

APN / Parcel Number

Primary APN	`0303A-147-000`
Alternative APNs	`0303A147` `3811`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,365 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	19,602 sqft (0.45 acres)
Garage Area	672 sqft
Porch	Slab
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3811
Street Address	119 CYPRESS LOOP
City	BLOOMINGDALE
State	GA
Zip	31302-0075
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.45 AC LOT 147 OUT 303-15
Legal Subdivision	CYPRESS LAKES
Legal Phase	3
Legal Block	III
Legal Lot Number	147
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	3
Census Block	3029
Census Tract	30401

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	119 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Feb 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Sep 17, 2015
Deed Document Number	20152531
Deed Book / Page	2314 / 79
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075

Mortgage

Document Number	0000002663/0000000002
Date	Feb 16, 2021
Book Page	0000002663/0000000002
Instrument	001768

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	119 CYPRESS LOOP, BLOOMINGDALE, GA 31302-0075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2389/976
Date	Feb 13, 2017
Book Page	2389/976
Instrument	001218

Lender

Name	GUILD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,377 (+1.63%) Land $22,800 Building $180,577	$508,442 (+1.63%) Land $57,000 Building $451,442
2025	$4,038.00 (+6.46%) Homeowner's exemption	$200,107 (+1.1%) Land $22,800 Building $177,307	$500,267 (+1.1%) Land $57,000 Building $443,267
2024	$3,793.00 (+24.93%) Homeowner's exemption	$197,936 (+24.32%) Land $22,800 Building $175,136	$494,839 (+24.32%) Land $57,000 Building $437,839
2023	$3,036.00 (-14.93%) Homeowner's exemption	$159,209 (+14.87%) Land $18,000 Building $141,209	$398,023 (+14.87%) Land $45,000 Building $353,023
2022	$3,569.00 Homeowner's exemption	$138,603 Land $18,000 Building $120,603	$346,507 Land $45,000 Building $301,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	55 in force
Nearby Flood Claims	13 (2020–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Debby, Aug 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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