1126 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1126 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,068 sqft · built 1957
Lot Size	0.147 acres (6,403 sqft)
Owner	Individual Name on File
Last Sale	$322,000 (Jul 2016)
Tax Bill	$6,656 (2025)
Deeds & Mortgages	Dec 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0582`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0582`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,403 sqft (0.147 acres)
Lot Dimensions	61 ft deep x 52 ft wide
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1126 TERRACE DR
City	SAINT LOUIS
State	MO
Zip	63117-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R4
Legal Description	CLAYTON ROAD TERRACE LOT PTS 33 & 34 S PT 33 & N PT 34
Legal Subdivision	CLAYTON ROAD TERRACE
Legal Lot Number	33,34
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

1126 Terrace Dr is owned and occupied by an individual who acquired it in December 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1126 TERRACE DR, SAINT LOUIS, MO 63117-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2016 · Amount on File
Deed Sale	Jul 29, 2016 · Amount on File
Deed Document Number	2016760
Deed Book / Page	22122 / 3298
Last Transfer Date	Dec 15, 2017
Transfer Doc	0228210403
Record Updated	Oct 29, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 15, 2017
Property Address	1126 TERRACE DR, SAINT LOUIS, MO 63117-1335
Document Number	0228210403
Book / Page	022821 / 000403
Instrument Date	Dec 15, 2017
Instrument	427
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 TERRACE DR ST LOUIS MO 631171335, ST LOUIS, MO 63117-1335

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Terrace Dr was $6,656, up 8.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$109,520 (-) Land $44,460 Building $65,060	$576,400 (-) Land $234,000 Building $342,400
2025	$6,656.00 (+8.14%)	$109,520 Land $44,460 Building $65,060	$576,400 Land $234,000 Building $342,400
2024	$6,155.00 (+0.03%)
2023	$6,153.00	$93,110 Land $33,350 Building $59,760	$490,000 Land $175,500 Building $314,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1126 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1126 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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