St. Louis County property record for 1131 Terrace Dr, Saint Louis, MO 63117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,234 sqft · built 1990 |
| Lot Size | 0.136 acres (5,924 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Apr 2007) |
| Tax Bill | $6,042 (2025) |
| Deeds & Mortgages | Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20K-63-0661 |
| Primary APN | 20K-63-0661 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,234 sqft Living Area |
| Gross Area | 2,507 sqft |
| 1st Floor Area | 950 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,924 sqft (0.136 acres) |
| Lot Dimensions | 29 ft deep x 50 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 273 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 135 sqft |
| Patio Area | 135 sqft |
| Balcony Area | 61 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1131 TERRACE DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63117-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 49R4 |
| Legal Description | CLAYTON ROAD TERRACE LOT 44 |
| Legal Subdivision | CLAYTON ROAD TERRACE |
| Legal Lot Number | 44 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 216600 |
1131 Terrace Dr is owned and occupied by an individual who bought it in April 2007.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1131 TERRACE DR, SAINT LOUIS, MO 63117-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2007 · Amount on File |
| Deed Sale | Apr 10, 2007 · Amount on File |
| Deed Document Number | 2007415 |
| Deed Book / Page | 17512 / 470 |
| Prior Transfer Date | Nov 22, 2000 |
| Prior Transfer Doc | 0000000894 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 1131 TERRACE DR, SAINT LOUIS, MO 63117-1334 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0239802899 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 23980/2899 |
| Instrument | 2020032500496 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 8, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1131 Terrace Dr was $6,042, up 1.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Richmond Heights City |
| Unified School District | Clayton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $99,350 (-) Land $31,920 Building $67,430 | $522,900 (-) Land $168,000 Building $354,900 | |
| 2025 | $6,042.00 (+1.09%) | $99,350 Land $31,920 Building $67,430 | $522,900 Land $168,000 Building $354,900 |
| 2024 | $5,977.00 (+0.03%) | ||
| 2023 | $5,975.00 (-0.13%) | $90,400 (+5.23%) Land $31,920 Building $58,480 | $475,800 Land $168,000 Building $307,800 |
| 2022 | $5,983.00 | $85,910 Land $35,450 Building $50,460 | |
| 2021 | $452,200 Land $186,600 Building $265,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1131 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1979–2022) |
| Claims Outside the SFHA | 5 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1131 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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