1112 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1112 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,167 sqft · built 1936
Lot Size	0.24 acres (10,441 sqft)
Owner	2 Individual Names on File
Last Sale	$426,000 (May 2017)
Tax Bill	$6,497 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0762`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0762`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,167 sqft Living Area
Gross Area	2,310 sqft
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2011
Architectural Style	Custom Design
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,441 sqft (0.24 acres)
Lot Dimensions	58 ft deep x 63 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	206 sqft
Deck Area	485 sqft
Patio Area	552 sqft
Poultry House	67 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1112 TERRACE DR
City	SAINT LOUIS
State	MO
Zip	63117-1335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R4
Legal Description	CLAYTON ROAD TERRACE & LOT PT 27 LOT 28
Legal Subdivision	CLAYTON ROAD TERRACE
Legal Lot Number	28
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

1112 Terrace Dr is owned and occupied by two individuals who bought it in May 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1112 TERRACE DR, SAINT LOUIS, MO 63117-1335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Jul 24, 2017	Deed of Trust, Mortgage CAPGROW HM MTG
May 30, 2017	Warranty Deed, Transfer CAPGROW HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Dec 5, 2011 · Amount on File
Deed Document Number	2017164
Deed Book / Page	22544 / 250
Prior Transfer Date	Oct 14, 2011
Prior Transfer Doc	0197650786
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1112 TERRACE DR, SAINT LOUIS, MO 63117-1335
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 TERRACE DR, SAINT LOUIS, MO 63117-1335

Mortgage

Document Number	0246383145
Date	Feb 8, 2021
Book Page	24638/3145
Instrument	2021020800446

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1112 TERRACE DR, SAINT LOUIS, MO 63117-1335
Document Number	0226283532
Book / Page	022628 / 003532
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1112 TERRACE DR RICHMOND HEIGHTS MO 631171335, RICHMOND HEIGHTS, MO 63117-1335

Mortgage

Document Number	0226283532
Date	Jul 28, 2017
Book Page	022628/003532
Instrument	714

Lender

Name	CAPGROW HM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 30, 2017
Property Address	1112 TERRACE DR, SAINT LOUIS, MO 63117-1335
Document Number	0225440250
Book / Page	022544 / 000250
Instrument Date	May 25, 2017
Instrument	164
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1112 TERRACE DR RICHMOND HEIGHTS MO 631171335, RICHMOND HEIGHTS, MO 63117-1335

Mortgage

Document Number	225440253
Date	May 30, 2017
Book Page	022544/000253
Instrument	165

Lender

Name	CAPGROW HM MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.99%

Tax Assessment & Valuation

The 2025 property tax bill for 1112 Terrace Dr was $6,497, up 11.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,880 (-) Land $53,300 Building $53,580	$562,500 (-) Land $280,500 Building $282,000
2025	$6,497.00 (+11.79%)	$106,880 Land $53,300 Building $53,580	$562,500 Land $280,500 Building $282,000
2024	$5,812.00 (+0.03%)
2023	$5,810.00 (-6.12%)	$87,880 (-1.1%) Land $39,980 Building $47,900	$462,500 Land $210,400 Building $252,100
2022	$6,189.00	$88,860 Land $44,400 Building $44,460
2021			$467,700 Land $233,700 Building $234,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1112 Terrace Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1112 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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