1129 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1129 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,016 sqft · built 1933
Lot Size	0.144 acres (6,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jun 2018)
Tax Bill	$5,204 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0681`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0681`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,332 sqft
1st Floor Area	800 sqft
Basement Area	141 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	6,277 sqft (0.144 acres)
Lot Dimensions	28 ft deep x 50 ft wide
View / Lot	Cul-De-Sac

Exterior Amenities

Porch	Stoop
Porch Area	130 sqft
Deck Area	168 sqft
Patio Area	343 sqft
Poultry House	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1129 TERRACE DR
City	SAINT LOUIS
State	MO
Zip	63117-1334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	49R4
Legal Description	CLAYTON RD TERRACE LOT 45
Legal Subdivision	CLAYTON RD TERRACE
Legal Lot Number	45
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1129 TERRACE DR, SAINT LOUIS, MO 63117-1334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 22, 2018	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	Jun 3, 2002 · Amount on Record
Deed Document Number	2018589
Deed Book / Page	23080 / 3246
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1129 TERRACE DR, SAINT LOUIS, MO 63117-1334
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 TERRACE DR, SAINT LOUIS, MO 63117-1334

Mortgage

Document Number	0246720049
Date	Feb 24, 2021
Book Page	24672/49
Instrument	2021022400274

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 22, 2018
Property Address	1129 TERRACE DR, SAINT LOUIS, MO 63117-1334
Document Number	0230803246
Book / Page	023080 / 003246
Instrument Date	Jun 19, 2018
Instrument	589
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1129 TERRACE DR ST LOUIS MO 631171334, ST LOUIS, MO 63117-1334

Mortgage

Document Number	230803249
Date	Jun 22, 2018
Book Page	023080/003249
Instrument	590

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$85,450 (-) Land $32,570 Building $52,880	$449,700 (-) Land $171,400 Building $278,300
2025	$5,204.00 (+0.37%)	$85,450 (+9.1%) Land $32,570 Building $52,880	$449,700 (+9.1%) Land $171,400 Building $278,300
2024	$5,185.00 (+0.04%)
2023	$5,183.00 (+5.24%)	$78,320 (+10.75%) Land $32,550 Building $45,770	$412,200 (+10.75%) Land $171,300 Building $240,900
2022	$4,925.00	$70,720 Land $36,160 Building $34,560
2021			$372,200 Land $190,300 Building $181,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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