1118 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1118 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 3 ba · 2,068 sqft · built 1956
Lot Size	0.179 acres (7,809 sqft)
Owner	Individual Name on Record
Last Sale	$296,000 (Aug 2011)
Tax Bill	$5,083 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20K-63-0652`

Property Details

APN / Parcel Number

Primary APN	`20K-63-0652`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Units	2 Units
Stories	1 Story
Building Area	2,068 sqft Living Area
1st Floor Area	2,068 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2011
Architectural Style	Bungalow
Exterior Material	Brick
Foundation Type	Raised
Lot Area	7,809 sqft (0.179 acres)
Lot Dimensions	59 ft deep x 57 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1118 TERRACE DR
City	SAINT LOUIS
State	MO
Zip	63117-1335
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	49R4
Legal Description	CLAYTON ROAD TERRACE & LOT PT 32 LOT 31
Legal Subdivision	CLAYTON ROAD TERRACE
Legal Lot Number	31
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	3
Census Block	3000
Census Tract	216600

Owner

Source: St. Louis County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1652 ANSONBOROUGH DR, CHESTERFIELD, MO 63017-5645
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT BANK
Sep 23, 2020	Deed of Trust, Mortgage PARAMOUNT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2011 · Amount on Record
Deed Sale	Aug 19, 2011 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	2011528
Deed Book / Page	19620 / 424
Prior Transfer Date	May 21, 1999
Prior Transfer Doc	0000000464
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1118 TERRACE DR, SAINT LOUIS, MO 63117-1335
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TERRACE DR, SAINT LOUIS, MO 63117-1335

Mortgage

Document Number	0244640361
Date	Nov 24, 2020
Book Page	24464/361
Instrument	2020112400249

Lender

Name	PARAMOUNT BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1118 TERRACE DR, SAINT LOUIS, MO 63117-1335
Document Number	0243722328
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1120 TERRACE DR ST LOUIS MO 631171335, ST LOUIS, MO 63117-1335

Mortgage

Document Number	0243722328
Date	Oct 12, 2020
Book Page	024372/002328
Instrument	355

Lender

Name	PARAMOUNT BK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Richmond Heights City
Unified School District	Clayton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,440 (-) Land $47,040 Building $36,400	$439,200 (-) Land $247,600 Building $191,600
2025	$5,083.00 (+5.61%)	$83,440 (+14.85%) Land $47,040 Building $36,400	$439,200 (+14.85%) Land $247,600 Building $191,600
2024	$4,813.00 (+0.02%)
2023	$4,812.00	$72,650 Land $35,280 Building $37,370	$382,400 Land $185,700 Building $196,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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