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1116 Terrace Dr, Saint Louis, MO 63117 Property Records

St. Louis County property record for 1116 Terrace Dr, Saint Louis, MO 63117

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,540 sqft · built 1936
Lot Size0.295 acres (12,863 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Feb 2002)
Tax Bill$6,457 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN20K-63-0717

Property Details

APN / Parcel Number

Primary APN20K-63-0717

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,540 sqft Living Area
1st Floor Area784 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Lot Area12,863 sqft (0.295 acres)
Lot Dimensions87 ft deep x 80 ft wide
TerrainAbove Road/Slope
View / LotCul-De-Sac
Garage TypeDetached
Garage Area342 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area392 sqft
Patio Area645 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1116 TERRACE DR
CitySAINT LOUIS
StateMO
Zip63117-1335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code49R4
Legal DescriptionCLAYTON ROAD TERRACE LOTS 29 & 30
Legal SubdivisionCLAYTON ROAD TERRACE
Legal Lot Number29,30
JurisdictionST LOUIS MO
Township / Civil DivisionCLAYTON
Census Block Group3
Census Block3000
Census Tract216600

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1116 TERRACE DR, SAINT LOUIS, MO 63117-1335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 25, 2002 · Amount on Record
Deed SaleFeb 25, 2002 · Amount on Record
Deed Document Number2002960
Deed Book / Page13645 / 470
Last Transfer DateJul 18, 2024
Transfer Doc0000000599
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address1116 TERRACE DR, SAINT LOUIS, MO 63117-1335
Document Number0229680120
Instrument DateMar 23, 2018
Transaction TypeMortgage
Record UpdatedApr 19, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1116 TERRACE DR ST LOUIS MO 631171335, ST LOUIS, MO 63117-1335

Mortgage

Document Number0229680120
DateApr 4, 2018
Book Page022968/000120
Instrument13
Lender
NameBANK OF NAT'L TR & SVGS
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 3, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityRichmond Heights City
Unified School DistrictClayton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$108,660 (-) Land $57,510 Building $51,150$571,900 (-) Land $302,700 Building $269,200
2025$6,457.00 (-0.75%)$108,660 (+10.36%) Land $57,510 Building $51,150$571,900 (+10.36%) Land $302,700 Building $269,200
2024$6,506.00 (+0.05%)
2023$6,503.00 (+3.95%)$98,460 (+9.61%) Land $43,130 Building $55,330$518,200 (+9.6%) Land $227,000 Building $291,200
2022$6,256.00$89,830 Land $47,920 Building $41,910
2021$472,800 Land $252,200 Building $220,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims7 (1979–2022)
Claims Outside the SFHA5 of 7
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Wisper ISP.

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