1120 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1120 Monroe Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Conventional
Year Built	Built 1986
Square Footage	1,328 sqft Living Area
Lot Size	3,484 sqft (0.08 acres)
Garage	Attached, 384 sqft
Tax Bill	$3,202.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0042-0001-0460`
Alternative APNs	`263004004200010460` `82193`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area
Gross Area	1,846 sqft Gross Area
1st Floor Area	1,328 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Parking Spaces	1 Parking Space
Garage Type	Attached
Garage Area	384 sqft Garage
Porch	Florida Room
Porch Area	134 sqft Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	1120 MONROE AVE
City	SAINT CLOUD
State	FL
Zip	34769-6713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 46
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VLG REPLAT
Legal Tract	42
Legal Block	460
Legal Lot Number	46
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0042-0001-0460

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5854 ALLIGATOR LAKE SHR W, SAINT CLOUD, FL 34771-7336
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 10, 2002
Deed Sale	Jul 10, 2002
Prior Sale	Jun 25, 2002 · Amount on Record
Deed Book / Page	2076 / 2015
Last Transfer Date	Jun 29, 2020
Transfer Doc	0057480437
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 02, 2020
Property Address	1120 MONROE AVE, SAINT CLOUD, FL 34769-6713
Document Number	0057480437
Book / Page	005748 / 000437
Instrument Date	Jun 29, 2020
Instrument	85656
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	5844 ALLIGATOR LAKE SHR W ST CLOUD FL 347717336, ST CLOUD, FL 34771-7336

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,371.00 (+5.28%)	$237,500 (+13.58%) Land $35,000 Building $202,500	$237,500 (+13.58%) Land $35,000 Building $202,500
2024	$3,202.00 (+11.03%)
2023	$2,884.00 (+10.75%)	$209,100 (+12.12%) Land $14,900 Building $194,200	$209,100 (+12.12%) Land $14,900 Building $194,200
2022	$2,604.00	$186,500 Land $14,900 Building $171,600	$186,500 Land $14,900 Building $171,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.