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1111 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1111 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1986
Square Footage1,456 sqft Heated Area
Lot Size5,097 sqft (0.117 acres)
OccupancyOwner Occupied
Last Sale$149,900 (2017)
Tax Bill$1,224.00 (2025)

Property Details

APN / Parcel Number

Primary APN82145
Alternative APN
  • 042630004200010080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,456 sqft Heated Area
Gross Area2,168 sqft Gross Area
1st Floor952 sqft 1st Floor
Upper Floors504 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Exterior MaterialAluminum Siding Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,097 sqft (0.117 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area352 sqft Garage
PorchFinished/Screened Porch
Porch Area312 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number82145
Street Address1111 MONROE AVE
CitySAINT CLOUD
StateFL
Zip34769-6714
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionREPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 8
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPALAMAR OAKS TWNHMS
Legal Tract42
Legal Block1
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1002
Census Tract43208

Owner

Source: Osceola County records · APN 82145

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1111 MONROE AVE, SAINT CLOUD, FL 34769-6714
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 15, 2017Warranty Deed, Transfer · Conventional Mortgage
EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2017 · Amount on Record
Deed SaleSep 15, 2017 · Amount on Record
Deed Doc Number2017131234
Deed Book / Page5208 / 2115
Record RefreshedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1111 MONROE AVE, SAINT CLOUD, FL 34769-6714
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 MONROE AVE, SAINT CLOUD, FL 34769-6714

Mortgage

Document Number0060971710
DateDec 01, 2021
Book Page6097/1710
Instrument2021185094
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 15, 2017
Property Address1111 MONROE AVE, SAINT CLOUD, FL 34769-6714
Document Number0052082115
Book / Page5208 / 2115
Map ReferenceMB7 PG148
Instrument DateAug 23, 2017
Instrument2017131234
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyWATSON TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,049.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address55 ROGERS ST UNIT 401, 55, CLEARWATER, FL 33756-5285

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 MONROE AVE, SAINT CLOUD, FL 34769-6714

Mortgage

Document Number0052082119
DateSep 15, 2017
Book Page5208/2119
Instrument2017131235
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
AddressMIAMI, FL 33172
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,224.00 (+8.22%) Homeowner's exemption$111,269 (+5.99%)$238,000 (+13.5%) Land $35,000 Building $203,000
2023$1,131.00 (+5.01%) Homeowner's exemption$104,985 (+3%)$209,700 (+12.08%) Land $14,900 Building $194,800
2022$1,077.00 Homeowner's exemption$101,928$187,100 Land $14,900 Building $172,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 4,348 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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