1124 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1124 Monroe Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,460 sqft Living Area
Lot Size	3,484 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$292,000 (2024)
Tax Bill	$301.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0042-0001-0480`
Alternative APNs	`263004004200010480` `82195`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,460 sqft Living Area
Gross Area	1,906 sqft Gross Area
1st Floor	1,355 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,484 sqft (0.08 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	368 sqft Garage
Porch Area	183 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1124 MONROE AVE
City	SAINT CLOUD
State	FL
Zip	34769-6716
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 48
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VLG REPLAT
Legal Tract	42
Legal Block	480
Legal Lot Number	48
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0042-0001-0480

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1124 MONROE AVE, SAINT CLOUD, FL 34769-6716
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 06, 2024 · Amount on Record
Deed Sale	May 06, 2024 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Doc Number	202458617
Deed Book / Page	6595 / 301
Prior Transfer Date	Nov 09, 2021
Prior Transfer Doc	0060832405
Record Refreshed	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Nov 09, 2021
Property Address	1124 MONROE AVE, SAINT CLOUD, FL 34769-6716
Document Number	0060832405
Book / Page	6083 / 2405
Map Reference	MB 1139 PG 2962
Instrument Date	Nov 09, 2021
Instrument	2021174853
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	1124 MONROE AVE, SAINT CLOUD, FL 34769-6716

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$869.00 (+188.7%)	$91,428 (+54.11%)	$255,600 (+18.01%) Land $35,000 Building $220,600
2024	$301.00 (+1.35%)
2023	$297.00 (+3.13%) Homeowner's exemption Senior Citizen's exemption	$59,328 (+3%)	$216,600 (+12.11%) Land $14,900 Building $201,700
2022	$288.00 Homeowner's exemption Senior Citizen's exemption	$57,600	$193,200 Land $14,900 Building $178,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.