1118 Monroe Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1118 Monroe Ave, Saint Cloud, FL 34769 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1986
Square Footage	1,328 sqft Living Area
Lot Size	3,484 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$160,000 (2023)
Tax Bill	$3,411.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0042-0001-0450`
Alternative APNs	`263004004200010450` `82192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,328 sqft Living Area
Gross Area	1,846 sqft Gross Area
1st Floor	1,328 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	3,484 sqft (0.08 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	384 sqft Garage
Porch Area	134 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1118 MONROE AVE
City	SAINT CLOUD
State	FL
Zip	34769-6713
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 45
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PALAMAR OAKS VLG REPLAT
Legal Tract	42
Legal Block	450
Legal Lot Number	45
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1000
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0042-0001-0450

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	118 MONROE AVE, SAINT CLOUD, FL 34769
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Married Man as his Sole and Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2023 · Amount on Record
Deed Sale	Feb 13, 2023 · Amount on Record
Prior Sale	Aug 06, 2002 · Amount on Record
Deed Doc Number	202317549
Deed Book / Page	6357 / 1959
Prior Transfer Date	Feb 10, 2023
Prior Transfer Doc	0063571959
Record Refreshed	Jun 08, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 13, 2023
Property Address	1118 MONROE AVE, SAINT CLOUD, FL 34769-6713
Document Number	0063571959
Book / Page	6357 / 1959
Map Reference	MB 7 PG 148
Instrument Date	Feb 10, 2023
Instrument	2023017549
Transaction Type	Transfer
Record Updated	Mar 01, 2023
Title Company	FIRST TITLE AND TRUST INC, FIRST FLORIDA TITLE & TR INC

Transaction

Amount	Amount Recorded
Tax	$1,120.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22011 IVY LEAF DR, BOYDS, MD 20841-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1118 MONROE AVE, SAINT CLOUD, FL 34769-6713

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,483.00 (+2.11%) Homeowner's exemption	$237,500 (+13.58%) Land $35,000 Building $202,500	$237,500 (+13.58%) Land $35,000 Building $202,500
2024	$3,411.00 (+11%)
2023	$3,073.00 (+536.23%) Homeowner's exemption	$209,100 (+158.05%) Land $14,900 Building $194,200	$209,100 (+12.12%) Land $14,900 Building $194,200
2022	$483.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$81,030	$186,500 Land $14,900 Building $171,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Florida
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.