Osceola County property record for 1121 Monroe Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 817 sqft Heated Area |
| Lot Size | 3,136 sqft (0.071 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2023) |
| Tax Bill | $2,484.00 (2025) |
| Primary APN | 82161 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 1 Plumbing Fixtures |
| Building Area | 817 sqft Heated Area |
| Gross Area | 1,179 sqft Gross Area |
| 1st Floor | 454 sqft 1st Floor |
| Upper Floors | 363 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Aluminum Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,136 sqft (0.071 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 308 sqft Garage |
| Porch | Open Porch |
| Porch Area | 54 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 82161 |
|---|---|
| Street Address | 1121 MONROE AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6736 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 11 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS TWNHMS |
| Legal Tract | 42 |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 43208 |
Source: Osceola County records · APN 82161
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Oct 04, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Oct 04, 2017 · Amount on Record |
| Deed Doc Number | 0064282222 |
| Deed Book / Page | 6428 / 2222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Document Number | 0064282222 |
| Book / Page | 6428 / 2222 |
| Map Reference | MB 7 PG 148 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023080517 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,645.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 THE VILLAS WAY, KINGSLAND, GA 31548-1305 |
| Name | Verified Name |
|---|---|
| Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Document Number | 0064282224 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 6428/2224 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Document Number | 0059672797 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 5967/2797 |
| Instrument | 2021082652 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 04, 2017 |
| Property Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Document Number | 0052180324 |
| Book / Page | 5218 / 0324 |
| Map Reference | MB7 PG148 |
| Instrument Date | Oct 03, 2017 |
| Instrument | 2017141608 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Title Company | A CLEAR CHOICE TITLE & ESCRO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $734.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8534 BLACK MESA DR, 8534, ORLANDO, FL 32829-8758 |
| Name | Verified Name |
|---|---|
| Address | 1121 MONROE AVE, SAINT CLOUD, FL 34769-6736 |
| Document Number | 0052180325 |
|---|---|
| Date | Oct 04, 2017 |
| Instrument | 5218/0325 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,484.00 (+246.44%) Homeowner's exemption Senior Citizen's exemption | $193,300 (+135.78%) Land $35,000 Building $158,300 | $193,300 (+15.89%) Land $35,000 Building $158,300 |
| 2023 | $717.00 (+6.22%) Homeowner's exemption | $81,984 (+3%) | $166,800 (+16.81%) Land $14,900 Building $151,900 |
| 2022 | $675.00 Homeowner's exemption | $79,597 | $142,800 Land $14,900 Building $127,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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