Osceola County property record for 1112 Monroe Ave, Saint Cloud, FL 34769 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,304 sqft Living Area |
| Lot Size | 3,484 sqft (0.08 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2012) |
| Tax Bill | $4,141.00 (2024) |
| Primary APN | 04-26-30-0042-0001-0440 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,304 sqft Living Area |
| Gross Area | 1,846 sqft Gross Area |
| 1st Floor | 1,304 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,484 sqft (0.08 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 384 sqft Garage |
| Porch Area | 158 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1112 MONROE AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-6713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REPLAT OF PALAMAR OAKS VILLAGE PB 7 PG 148 LOT 44 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PALAMAR OAKS VLG REPLAT |
| Legal Tract | 42 |
| Legal Block | 440 |
| Legal Lot Number | 44 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0042-0001-0440
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1112 MONROE AVE, SAINT CLOUD, FL 34769-6713 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 23, 2022 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Jan 21, 2021 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 01, 2012 · Amount on Record |
| Deed Sale | Aug 01, 2012 · Amount on Record |
| Prior Sale | Nov 05, 1997 · Amount on Record |
| Deed Doc Number | 2012112732 |
| Deed Book / Page | 4303 / 946 |
| Last Transfer Date | May 23, 2025 |
| Transfer Doc | 0068051510 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1112 MONROE AVE, SAINT CLOUD, FL 34769-6713 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 6601 MIA ST NE, ALBUQUERQUE, NM 87109-3631 |
| Document Number | 0061780548 |
|---|---|
| Date | Mar 23, 2022 |
| Book Page | 6178/548 |
| Instrument | 2022046444 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1112 MONROE AVE, SAINT CLOUD, FL 34769-6713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5800 OSUNA RD NE 158, 158, ALBUQUERQUE, NM 87109-6250 |
| Document Number | 0058750447 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5875/447 |
| Instrument | 2021009768 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jul 22, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,449.00 (-16.71%) | $235,600 (+13.65%) Land $35,000 Building $200,600 | $235,600 (+13.65%) Land $35,000 Building $200,600 |
| 2024 | $4,141.00 (+10.81%) | ||
| 2023 | $3,737.00 | $207,300 Land $14,900 Building $192,400 | $207,300 Land $14,900 Building $192,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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