Polk County property record for 1110 Lucerne Loop Rd NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,152 sqft · built 1960 |
| Lot Size | 0.556 acres (24,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,000 (Jul 2003) |
| Tax Bill | $452 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-02-522100-000482 |
| Primary APN | 26-28-02-522100-000482 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,237 sqft (0.556 acres) |
| View / Lot | Commercial/Industrial |
| Porch | Screened/Unfinished Porch |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Street Address | 1110 LUCERNE LOOP RD NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LUCERNE SHORES PB 39 PG 38 BEG AT A PT IN ELY LINE OF LUCERNE DR 100.44 FT SLY FROM NW COR OF LOT 50 RUN ELY 310.52 FT TO WATERS EDGE OF LK LUCERNE 44.3 FT SLY FROM NLY LINE OF LOT 50 RUN SLY ALONG WATERS EDGE 44.3 FT WLY TO A PT IN ELY LINE OF LUCER |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | LUCERNE SHORES |
| Legal Tract | 522100 |
| Legal Block | 2 |
| Legal Lot Number | 50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 12804 |
1110 Lucerne Loop Rd NE is owned and occupied by two individuals who acquired it in November 2012.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1110 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2003 · Amount on File |
| Deed Sale | Jul 10, 2003 · Amount on File |
| Prior Sale | Apr 7, 1995 · Amount on File |
| Deed Document Number | 2003134504 |
| Deed Book / Page | 5427 / 293 |
| Last Transfer Date | Nov 1, 2012 |
| Transfer Doc | 0000213241 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1110 Lucerne Loop Rd NE was $452 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,108 (+2.7%) | $181,927 (+2.22%) Land $58,169 Building $123,758 | |
| 2025 | $452.00 Homeowner's exemption | $48,791 | $177,982 Land $58,169 Building $119,813 |
| 2023 | $405.00 (+6.02%) Homeowner's exemption | $46,035 (+3%) | $181,693 (+4.7%) Land $55,745 Building $125,948 |
| 2022 | $382.00 Homeowner's exemption | $44,694 | $173,539 Land $55,745 Building $117,794 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1110 Lucerne Loop Rd NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1110 Lucerne Loop Rd NE is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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