Polk County property record for 1100 Lucerne Loop Rd NE, Winter Haven, FL 33881
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,260 sqft · built 1964 |
| Lot Size | 0.725 acres (31,564 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Sep 2012) |
| Tax Bill | $2,542 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-02-522100-000491 |
| Primary APN | 26-28-02-522100-000491 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 31,564 sqft (0.725 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Florida Room |
| Porch Area | 332 sqft |
| Utility Building | 84 sqft |
| Street Address | 1100 LUCERNE LOOP RD NE |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LUCERNE SHORES PB 39 PG 38 LOTS 49 & 50 BEG NW COR OF LOT 50 RUN ELY ALONG NLY LINE OF LOT 50 315.44 FT TO WATERS LK LUCERNE SLY ALONG WATER 44.3 FT WLY TO PT ON ELY LINE OF LUCERNE DR 100.44 FT SLY FROM POB NLY TO POB & S1/2 OF VACATED D ST EXTENDIN |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 02 |
| Legal Subdivision | LUCERNE SHORES |
| Legal Tract | 522100 |
| Legal Block | 2 |
| Legal Lot Number | 49,50 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 12804 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1100 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9681 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on Record |
| Deed Sale | Sep 14, 2012 · Amount on Record |
| Deed Document Number | 2012164651 |
| Deed Book / Page | 8750 / 406 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 0000164651 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,860 (+3.66%) Land $66,573 Building $132,287 | $198,860 (+3.66%) Land $66,573 Building $132,287 | |
| 2025 | $2,542.00 (-9.7%) | $191,839 (-0.87%) Land $66,573 Building $125,266 | $191,839 (-0.87%) Land $66,573 Building $125,266 |
| 2023 | $2,815.00 (+7.16%) | $193,524 (+7.62%) Land $63,973 Building $129,551 | $193,524 (+7.62%) Land $63,973 Building $129,551 |
| 2022 | $2,627.00 | $179,816 Land $66,477 Building $113,339 | $179,816 Land $66,477 Building $113,339 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 7 (2004–2023) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Frontier, Verizon.
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