1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Lucerne Loop Rd NE

905 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 905 Lucerne Loop Rd NE, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,767 sqft · built 2019
Lot Size0.149 acres (6,495 sqft)
OwnerIndividual Name on File
Last Sale$284,000 (Sep 2024)
Tax Bill$4,542 (2025)
Deeds & MortgagesSep 2020 Loan Modification
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-02-522102-000050

Property Details

APN / Parcel Number

Primary APN26-28-02-522102-000050
Alternative APNs
  • 022826522102000050
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,767 sqft Living Area
Gross Area2,187 sqft
1st Floor Area1,767 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,495 sqft (0.149 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Open Porch
Porch Area140 sqft

Location & Zoning

Street Address905 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PARK PB 171 PGS 1-4 LOT 5
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE PARK
Legal Block2
Legal Lot Number5
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2043
Census Tract12804

Owner

Source: Polk County records · APN 26-28-02-522102-000050

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2140 ELLINGTON WAY, 304, KNOXVILLE, TN 37932-2241
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2020Loan Modification, Mortgage
HOUSING CAP
Dec 18, 2019Deed of Trust, Mortgage
LENDINGHOME FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 03, 2024 · Amount on Record
Deed SaleSep 03, 2024 · Amount on Record
Deed Document Number2024203082
Deed Book / Page13250 / 2029
Record UpdatedSep 20, 2026

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address905 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0113691669
Instrument DateSep 02, 2020
Transaction TypeMortgage
Record UpdatedSep 28, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0113691669
DateSep 10, 2020
Book Page011369/001669
Instrument187623
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address905 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0110830317
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27452 CALLE ARROYO SAN JUAN CAPISTRANO CA 926752748, SAN JUAN CAPISTRANO, CA 92675-2748
InvestorPossibly a Property Investor

Mortgage

Document Number0110830317
DateDec 20, 2019
Book Page011083/000317
Instrument271118
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94104
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00 (+423.27%)$238,798 (+397.5%) Land $50,000 Building $188,798$238,798 (+397.5%) Land $50,000 Building $188,798
2023$868.00 (+11.71%)$48,000 (+2%) Land $48,000$48,000 (+2%) Land $48,000
2022$777.00$40,000 Land $40,000$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 20 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023, rainfall accumulation
Claims By Storm
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 461 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Frontier, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Lucerne Loop Rd NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures