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899 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 899 Lucerne Loop Rd NE, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,599 sqft Living Area
Lot Size6,595 sqft (0.151 acres)
OccupancyOwner Occupied
Last Sale$276,000 (2024)
Tax Bill$4,307.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-02-522102-000020
Alternative APNs
  • 022826522102000020
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,599 sqft Living Area
Gross Area2,079 sqft Gross Area
1st Floor1,599 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,595 sqft (0.151 acres)
Garage TypeAttached Garage
Garage Area480 sqft Garage
Porch Area48 sqft Porch

Location & Zoning

Street Address899 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9737
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PARK PB 171 PGS 1-4 LOT 2
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE PARK
Legal Block2
Legal Lot Number2
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2043
Census Tract12804

Owner

Source: Polk County records · APN 26-28-02-522102-000020

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address899 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9737
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Jun 30, 2020Loan Modification, Mortgage
HOUSING CAP
May 08, 2020Loan Modification, Mortgage
HOUSING CAP
Dec 18, 2019Deed of Trust, Mortgage
LENDINGHOME FNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2024 · Amount on Record
Deed SaleJul 01, 2024 · Amount on Record
Prior SaleFeb 09, 2024 · Amount on Record
Deed Doc Number2024150679
Deed Book / Page13171 / 2071
Record RefreshedSep 20, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 09, 2024
Property Address899 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9737
Document Number0000032273
Book / Page13002 / 2094
Map ReferenceMB 171 PG 1-4
Instrument DateFeb 05, 2024
Instrument2024032273
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$1,928.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address27452 CALLE ARROYO, SAN JUAN CAPISTRANO, CA 92675-2748

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address899 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9737
Document Number0113122243
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0113122243
DateJul 27, 2020
Book Page011312/002243
Instrument150742
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded
Term12 Months
DueJul 26, 2021

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address899 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9737
Document Number0112311485
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0112311485
DateMay 12, 2020
Book Page011231/001485
Instrument95428
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address899 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9737
Document Number0110830222
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27452 CALLE ARROYO SAN JUAN CAPISTRANO CA 926752748, SAN JUAN CAPISTRANO, CA 92675-2748
InvestorPossibly a Property Investor

Mortgage

Document Number0110830222
DateDec 20, 2019
Book Page011083/000222
Instrument271114
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94104
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,307.00 (+396.2%)$226,454 (+371.78%) Land $50,000 Building $176,454$226,454 (+371.78%) Land $50,000 Building $176,454
2023$868.00 (+11.71%)$48,000 (+2%) Land $48,000$48,000 (+2%) Land $48,000
2022$777.00$40,000 Land $40,000$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 461 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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