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1150 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 1150 Lucerne Loop Rd NE, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,088 sqft · built 1973
Lot Size0.598 acres (26,049 sqft)
Owner2 Individual Names on Record
Last Sale$128,900 (Aug 2020)
Tax Bill$2,797 (2025)
Deeds & MortgagesAug 2020 Sale
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN26-28-02-522100-000460

Property Details

APN / Parcel Number

Primary APN26-28-02-522100-000460
Alternative APNs
  • 022826522100000460
  • 22826000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,088 sqft Living Area
1st Floor Area704 sqft
Upper Floors Area384 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialOther
Lot Area26,049 sqft (0.598 acres)
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area2,021 sqft
CarportCarport
Carport Area2,021 sqft
Patio Area264 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1150 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLUCERNE SHORES PB 39 PG 38 LOT 46
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE SHORES
Legal Tract522100
Legal Block2
Legal Lot Number46
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2037
Census Tract12804

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 294, LYON MOUNTAIN, NY 12952-0294
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Aug 5, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleOct 24, 1996 · Amount on Record
Deed Document Number2020179562
Deed Book / Page11357 / 170
Last Transfer DateApr 17, 2025
Transfer Doc0000103794
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 31, 2020
Property Address1150 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9681
Document Number0113570170
Book / Page011357 / 000170
Instrument DateAug 28, 2020
Instrument179562
Transaction TypeTransfer
Record UpdatedSep 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$902.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1150 LUCERNE LOOP RD NE WINTER HAVEN FL 338819681, WINTER HAVEN, FL 33881-9681

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 5, 2019
Property Address1150 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9681
Document Number0109290511
Book / Page010929 / 000511
Instrument DateJul 31, 2019
Instrument162976
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$7,000.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address27452 CALLE ARROYO SAN JUAN CAPISTRANO CA 926752748, SAN JUAN CAPISTRANO, CA 92675-2748
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,955 (-0.74%) Land $62,437 Building $83,518$145,955 (-0.74%) Land $62,437 Building $83,518
2025$2,797.00 (-0.89%)$147,045 (-2.01%) Land $62,437 Building $84,608$147,045 (-2.01%) Land $62,437 Building $84,608
2023$2,822.00 (+8.25%)$150,056 (+7.63%) Land $59,837 Building $90,219$150,056 (+7.63%) Land $59,837 Building $90,219
2022$2,607.00$139,421 Land $59,859 Building $79,562$139,421 Land $59,859 Building $79,562

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies20 in force
Nearby Flood Claims7 (2004–2023)
Claims Outside the SFHA1 of 7
Most Recent ClaimApr 2023 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

May also be available: Frontier, Verizon.

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