901 Lucerne Loop Rd NE, Winter Haven, FL 33881 Property Records

Polk County property record for 901 Lucerne Loop Rd NE, Winter Haven, FL 33881 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2019
Square Footage1,767 sqft Living Area
Lot Size6,595 sqft (0.151 acres)
GarageAttached, 420 sqft
Tax Bill$4,542.00 (2025)

Property Details

APN / Parcel Number

Primary APN26-28-02-522102-000030
Alternative APNs
  • 022826522102000030
  • 22826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,767 sqft Living Area
Gross Area2,187 sqft Gross Area
1st Floor1,767 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area6,595 sqft (0.151 acres)
Garage TypeAttached Garage
Garage Area420 sqft Garage
Porch Area140 sqft Porch

Location & Zoning

Street Address901 LUCERNE LOOP RD NE
CityWINTER HAVEN
StateFL
Zip33881-9669
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLUCERNE PARK PB 171 PGS 1-4 LOT 3
Legal Range26E
Legal Township28S
Legal Section02
Legal SubdivisionLUCERNE PARK
Legal Block2
Legal Lot Number3
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2043
Census Tract12804

Owner

Source: Polk County records · APN 26-28-02-522102-000030

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address800 N STATE ST, 402, DOVER, DE 19901-3925
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2020Grant Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
FBC MTG
Jun 30, 2020Loan Modification, Mortgage
HOUSING CAP
May 08, 2020Loan Modification, Mortgage
HOUSING CAP
Dec 18, 2019Deed of Trust, Mortgage
LENDINGHOME FNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 09, 2020
Property Address901 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0113671837
Book / Page011367 / 001837
Instrument DateSep 01, 2020
Instrument186472
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 24, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address114 ANDREAS ST WINTER HAVEN FL 33881, WINTER HAVEN, FL 33881

Mortgage

Document Number113671839
DateSep 09, 2020
Book Page011367/001839
Instrument186473
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2050

June 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address901 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0113122243
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedAug 18, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0113122243
DateJul 27, 2020
Book Page011312/002243
Instrument150742
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded
Term12 Months
DueJul 26, 2021

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address901 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0112311485
Instrument DateMay 08, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY JACKSONVILLE FL 322563743, JACKSONVILLE, FL 32256-3743

Mortgage

Document Number0112311485
DateMay 12, 2020
Book Page011231/001485
Instrument95428
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address13737 NOEL RD # 800, DALLAS, TX 75240-1331
Agreement
AmountAmount Recorded

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address901 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881-9669
Document Number0110830253
Instrument DateDec 18, 2019
Transaction TypeMortgage
Record UpdatedJan 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address901 LUCERNE LOOP RD NE WINTER HAVEN FL 338819669, WINTER HAVEN, FL 33881-9669
InvestorPossibly a Property Investor

Mortgage

Document Number0110830253
DateDec 20, 2019
Book Page011083/000253
Instrument271115
Lender
NameLENDINGHOME FNDG
TypeFunding / Finance Company
AddressSAN FRANCISCO, CA 94104
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,542.00 (-6.64%)$238,798 (+397.5%) Land $50,000 Building $188,798$238,798 (+397.5%) Land $50,000 Building $188,798
2024$4,865.00 (+460.48%)
2023$868.00 (+11.71%)$48,000 (+2%) Land $48,000$48,000 (+2%) Land $48,000
2022$777.00$40,000 Land $40,000$40,000 Land $40,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 35% of Florida
Wildfire LikelihoodAbout 1 in 461 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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