Effingham County property record for 111 Cook St, Springfield, GA 31329 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,666 sqft · built 2021 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $227,600 (Oct 2021) |
| Tax Bill | $3,271 (2025) |
| Deeds & Mortgages | Oct 2024 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S110A-006-000 |
| Primary APN | S110A-006-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,666 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 324 sqft |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 30459 |
|---|---|
| Street Address | 111 COOK ST |
| City | SPRINGFIELD |
| State | GA |
| Zip | 31329-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .275 AC LOT 6 (OUT S118-10) PLT 28/794-796 |
| Legal Subdivision | DASHER POINTE |
| Legal Phase | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 30209 |
Source: Effingham County records · APN S110A-006-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 13, 2021 | Deed of Trust, Mortgage · Commercial Mortgage COLONY BANK |
| Oct 28, 2021 | Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on Record |
| Deed Sale | Oct 28, 2021 · Amount on Record |
| Deed Document Number | 0002740179 |
| Deed Book / Page | 2740 / 179 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002939/0000000469 |
|---|---|
| Date | Oct 29, 2024 |
| Book Page | 0000002939/0000000469 |
| Instrument | D2024008270 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000002689/0000000029 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 0000002689/0000000029 |
| Instrument | 005842 |
| Name | COLONY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2022 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 28, 2021 |
| Property Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 002740/179 |
| Book / Page | 2740 / 179 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-003624 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 07, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 COOK ST, SPRINGFIELD, GA 31329-6511 |
| Document Number | 0000002740/0000000181 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 0000002740/0000000181 |
| Instrument | 013452 |
| Name | GUILD MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Municipality | Springfield City |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,271.00 (+9.54%) Homeowner's exemption | $116,890 (+16.55%) Land $22,800 Building $94,090 | $292,224 (+16.55%) Land $57,000 Building $235,224 |
| 2024 | $2,986.00 (+0.37%) Homeowner's exemption | $100,289 (+20.03%) Land $22,800 Building $77,489 | $250,723 (+20.03%) Land $57,000 Building $193,723 |
| 2022 | $2,975.00 | $83,553 Land $16,000 Building $67,553 | $208,882 Land $40,000 Building $168,882 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030302092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low above 38% of the US · above 19% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 1,493 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Uniti Group, Planters Rural Telephone Cooperative. Availability varies by address; speeds are provider-advertised maximums, not measured.
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