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114 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 114 Cook St, Springfield, GA 31329

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 2020
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Oct 2024)
Tax Bill$4,086 (2025)
Deeds & MortgagesAug 2020 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS110A-028-000

Property Details

APN / Parcel Number

Primary APNS110A-028-000
Alternative APNs
  • S110A028
  • 30481

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2021
Exterior MaterialVinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area12,197 sqft (0.28 acres)
Garage Area360 sqft
PorchSlab
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number30481
Street Address114 COOK ST
CitySPRINGFIELD
StateGA
Zip31329-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.275 AC LOT 28 (OUT S118-10) PLT 28/794-796
Legal SubdivisionDASHER POINTE
Legal Phase1
Legal Lot Number28
JurisdictionEFFINGHAM GA
Township / Civil DivisionGUYTON-SPRINGFIELD
Census Block Group2
Census Block2008
Census Tract30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address114 COOK ST, SPRINGFIELD, GA 31329-6511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2020Deed of Trust, Mortgage · Commercial Mortgage
COLONY BANK
Dec 15, 2020Limited Warranty Deed, Subdivision Related Transfer · FHA Mortgage
GUILD MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 15, 2024 · Amount on Record
Deed SaleOct 15, 2024 · Amount on Record
Prior SaleDec 15, 2020 · Amount on Record
Deed Book / Page2937 / 353
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM GA
Property Address114 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002613/0000000028
DateAug 6, 2020
Book Page0000002613/0000000028
Instrument007797
Lender
NameCOLONY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2021

December 2020: Limited Warranty Deed, Subdivision Related Transfer

Document TypeLimited Warranty Deed
JurisdictionEFFINGHAM GA
Recording DateDec 15, 2020
Property Address114 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number002649/992
Book / Page2649 / 992
Instrument DateDec 15, 2020
Instrument2020-003698
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number0000002649/0000000994
DateDec 28, 2020
Book Page0000002649/0000000994
Instrument013707
Lender
NameGUILD MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyEffingham County
MunicipalitySpringfield City
Unified School DistrictEffingham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$112,343 (%) Land $22,800 Building $89,543$280,859 (-) Land $57,000 Building $223,859
2025$4,086.00 (+23.56%)$112,344 (+16.49%) Land $22,800 Building $89,544$280,859 (+16.49%) Land $57,000 Building $223,859
2024$3,307.00 (+16.36%)$96,440 (+21.11%) Land $22,800 Building $73,640$241,100 (+21.11%) Land $57,000 Building $184,100
2022$2,842.00$79,632 Land $16,000 Building $63,632$199,081 Land $40,000 Building $159,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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