109 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 109 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Dec 2021)
Tax Bill	$4,393 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S110A-005-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-005-000`
Alternative APNs	`S110A005` `30458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	361 sqft
Porch	Slab
Porch Area	96 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30458
Street Address	109 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 5 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	5
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

109 Cook St is owned and occupied by an individual who bought it in December 2021.

Source: Effingham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 COOK ST, SPRINGFIELD, GA 31329-6511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2021 · Amount on File
Deed Sale	Dec 17, 2021 · Amount on File
Deed Document Number	20214145
Deed Book / Page	2753 / 637
Record Updated	Oct 29, 2026

December 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 17, 2021
Property Address	109 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002753/637
Book / Page	2753 / 637
Instrument Date	Dec 17, 2021
Instrument	2021-004145
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002753/0000000639
Date	Dec 29, 2021
Book Page	0000002753/0000000639
Instrument	015645

Lender

Name	AMWEST FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 109 Cook St was $4,393, up 24.2% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,325 (-) Land $22,800 Building $98,525	$303,312 (-) Land $57,000 Building $246,312
2025	$4,393.00 (+24.17%)	$121,325 (+17.09%) Land $22,800 Building $98,525	$303,312 (+17.09%) Land $57,000 Building $246,312
2024	$3,538.00	$103,616 Land $22,800 Building $80,816	$259,039 Land $57,000 Building $202,039
2022	$3,046.00	$85,644 Land $16,000 Building $69,644	$214,109 Land $40,000 Building $174,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 109 Cook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Cook St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

Nearby Properties on Cook St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures