106 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 106 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$727,200 (Apr 2022)
Tax Bill	$3,846 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`S110A-032-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-032-000`
Alternative APNs	`S110A032` `30485`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,511 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Area	360 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30485
Street Address	106 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 32 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	32
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1845 PRECINCT LINE RD, 100, HURST, TX 76054-3109
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2021	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
Apr 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Deed Document Number	20221183
Deed Book / Page	2779 / 914
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	106 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002726/0000000981
Date	Sep 23, 2021
Book Page	0000002726/0000000981
Instrument	011626

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 22, 2022
Property Address	106 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002779/914
Book / Page	2779 / 914
Instrument Date	Apr 22, 2022
Instrument	2022-001183
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 PRECINCT LINE RD STE 100, 100, HURST, TX 76054-3109

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,517 (-) Land $19,249 Building $86,268	$263,791 (-) Land $48,122 Building $215,669
2025	$3,846.00 (+6.98%)	$105,517 (+%) Land $19,249 Building $86,268	$263,791 (-) Land $48,122 Building $215,669
2024	$3,595.00 (+562.06%)	$105,516 (+559.48%) Land $22,800 Building $82,716	$263,791 (+559.48%) Land $57,000 Building $206,791
2022	$543.00	$16,000 Land $16,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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