115 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 115 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,694 sqft · built 2021
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Jul 2024)
Tax Bill	$739 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S110A-008-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-008-000`
Alternative APNs	`S110A008` `30461`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,694 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	400 sqft
Porch	Slab
Porch Area	113 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30461
Street Address	115 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.275 AC LOT 8 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	8
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

Source: Effingham County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	115 COOK ST, SPRINGFIELD, GA 31329-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING
Nov 19, 2021	Limited Warranty Deed, Subdivision Related Transfer · VA Mortgage BROKER SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Book / Page	2919 / 438
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 21, 2026
Property Address	115 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	0000003038/0000000757
Book / Page	3038 / 757
Instrument Date	Apr 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	3038000757,
Date	Apr 21, 2026
Book Page	3038/757

Lender

Name	PLANET HOME LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

November 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Nov 19, 2021
Property Address	115 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002745/896
Book / Page	2745 / 896
Instrument Date	Nov 19, 2021
Instrument	2021-003814
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002745/0000000898
Date	Nov 30, 2021
Book Page	0000002745/0000000898
Instrument	014389

Lender

Name	BROKER SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$739.00 (+119.94%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$142,004 (+5.43%) Land $22,800 Building $119,204	$355,010 (+5.43%) Land $57,000 Building $298,010
2024	$336.00 (-91.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$134,694 (+0.76%) Land $22,800 Building $111,894	$336,734 (+0.76%) Land $57,000 Building $279,734
2022	$3,739.00 Homeowner's exemption	$133,682 Land $16,000 Building $117,682	$334,204 Land $40,000 Building $294,204

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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