108 Cook St, Springfield, GA 31329 Property Records

Effingham County property record for 108 Cook St, Springfield, GA 31329

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,579 sqft · built 2020
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Dec 2023)
Tax Bill	$4,481 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S110A-031-000`

Property Details

APN / Parcel Number

Primary APN	`S110A-031-000`
Alternative APNs	`S110A031` `30484`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,579 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	360 sqft
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	30484
Street Address	108 COOK ST
City	SPRINGFIELD
State	GA
Zip	31329-6511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.275 AC LOT 31 (OUT S118-10) PLT 28/794-796
Legal Subdivision	DASHER POINTE
Legal Phase	1
Legal Lot Number	31
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2008
Census Tract	30209

Owner

Source: Effingham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	108 COOK ST, SPRINGFIELD, GA 31329-6511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2023	Warranty Deed, Transfer · FHA Mortgage SOUTHSTATE BANK
Aug 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage QUEENSBOROUGH NATIONAL BANK
May 5, 2021	Limited Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	20239993
Deed Book / Page	2885 / 584
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 11, 2023
Property Address	108 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002885/584
Book / Page	2885 / 584
Instrument Date	Dec 11, 2023
Instrument	D2023009993
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COOK ST, SPRINGFIELD, GA 31329-6511

Mortgage

Document Number	0000002885/0000000585
Date	Dec 11, 2023
Book Page	0000002885/0000000585

Lender

Name	SOUTHSTATE BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	108 COOK ST, SPRINGFIELD, GA 31329-6511
Transaction Type	Mortgage
Record Updated	Mar 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002613/0000000078
Date	Aug 6, 2020
Book Page	0000002613/0000000078
Instrument	007803

Lender

Name	QUEENSBOROUGH NATIONAL BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2021

May 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	May 5, 2021
Property Address	108 COOK ST, SPRINGFIELD, GA 31329-6511
Document Number	002691/415
Book / Page	2691 / 415
Instrument Date	May 5, 2021
Instrument	2021-001559
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	108 COOK ST, SPRINGFIELD, GA 31329-6511

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Springfield City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,986 (-) Land $22,800 Building $101,186	$309,965 (-) Land $57,000 Building $252,965
2025	$4,481.00 (+24.82%)	$123,986 (+17.77%) Land $22,800 Building $101,186	$309,965 (+17.77%) Land $57,000 Building $252,965
2024	$3,590.00 (+21.74%)	$105,279 (+27.12%) Land $22,800 Building $82,479	$263,197 (+27.12%) Land $57,000 Building $206,197
2022	$2,949.00	$82,821 Land $16,000 Building $66,821	$207,052 Land $40,000 Building $167,052

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Planters Rural Telephone Cooperative, Windstream.

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