1107 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1107 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,491 sqft · built 2019
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$417,500 (Jul 2021)
Tax Bill	$3,306 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-013`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-013`
Alternative APN	`R0078613`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	3,491 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078613
Street Address	1107 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 11 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	11
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1107 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FCU
Jul 14, 2021	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 20, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage NTFN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	0013504117
Deed Book / Page	13504 / 117
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1107 SAPLING DR, SUMMERVILLE, SC 29485-7875
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150660199
Date	Dec 21, 2023
Book Page	15066/199
Instrument	2023025545

Lender

Name	NORTHWEST FCU
Type	Credit Union
Address	HERNDON, VA 20170

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jan 1, 2029

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 14, 2021
Property Address	1107 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	0135040117
Book / Page	13504 / 117
Map Reference	CAB M PG 112
Instrument Date	Jun 22, 2021
Instrument	2021022644
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,544.75
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 SAPLING DR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2021022645
Date	Jul 14, 2021
Instrument	2021022645

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

May 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	May 20, 2019
Property Address	1107 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1880/0305
Book / Page	011880 / 000305
Instrument Date	Apr 10, 2019
Instrument	11542
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 6, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.59
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1107 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1880/0315
Date	May 20, 2019
Book Page	011880/000315
Instrument	11544

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,306.00	$19,920 (+2%) Land $4,600 Building $15,320	$497,996 (+2%) Land $115,000 Building $382,996
2024	$3,306.00 (+11.28%)
2023	$2,971.00 (-67.46%)	$16,600 (-33.33%) Land $2,800 Building $13,800	$415,000 (-) Land $70,000 Building $345,000
2022	$9,131.00	$24,900 Land $4,200 Building $20,700	$415,000 Land $70,000 Building $345,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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