1105 Sapling Dr, Summerville, SC 29485 Property Records

Dorchester County property record for 1105 Sapling Dr, Summerville, SC 29485

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,802 sqft · built 2019
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jul 2021)
Tax Bill	$2,279 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`160-05-05-012`

Property Details

APN / Parcel Number

Primary APN	`160-05-05-012`
Alternative APN	`R0078612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,802 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0078612
Street Address	1105 SAPLING DR
City	SUMMERVILLE
State	SC
Zip	29485-7875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD_DC
Legal Description	LOT 10 SUBD: TIMBER TRACE PH 1
Legal Subdivision	TIMBER TRACE
Legal Phase	1
Legal Lot Number	10
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	3
Census Block	3002
Census Tract	10801

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
Jul 8, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Jul 3, 2019	Correction Deed, Subdivision Related Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 28, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Document Number	2021024048
Deed Book / Page	13532 / 206
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 26, 2021
Property Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	135320206
Book / Page	13532 / 206
Map Reference	CAB M PG 112
Instrument Date	Jul 19, 2021
Instrument	2021024048
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,128.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	2021024050
Date	Jul 26, 2021
Instrument	2021024050

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1983/0052
Instrument Date	Jul 8, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

Mortgage

Document Number	1983/0052
Date	Jul 22, 2019
Book Page	011983/000052
Instrument	17617

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Correction Deed, Subdivision Related Transfer

Document Type	Correction Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jul 3, 2019
Property Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1954/0176
Book / Page	011954 / 000176
Instrument Date	Jun 24, 2019
Instrument	15881
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER SC
Recording Date	Jan 28, 2019
Property Address	1105 SAPLING DR, SUMMERVILLE, SC 29485-7875
Document Number	1723/0136
Book / Page	011723 / 000136
Instrument Date	Jan 22, 2019
Instrument	2252
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$266.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SAPLING DR SUMMERVILLE SC 29485, SUMMERVILLE, SC 29485

Mortgage

Document Number	1723/0143
Date	Jan 28, 2019
Book Page	011723/000143
Instrument	2253

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,279.00	$15,156 (+25.46%) Land $4,600 Building $10,556	$378,907 (+25.47%) Land $115,000 Building $263,907
2024	$2,279.00 (+12.21%)
2023	$2,031.00 (-69.61%)	$12,080 (-33.33%) Land $2,800 Building $9,280	$302,000 (-) Land $70,000 Building $232,000
2022	$6,684.00	$18,120 Land $4,200 Building $13,920	$302,000 Land $70,000 Building $232,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	120 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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