Dorchester County property record for 1102 Sapling Dr, Summerville, SC 29485 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,706 sqft · built 2019 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $145 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-05-05-036 |
| Primary APN | 160-05-05-036 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,706 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0078636 |
|---|---|
| Street Address | 1102 SAPLING DR |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-7875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 SUBD: TIMBER TRACE PH 1 |
| Legal Subdivision | TIMBER TRACE |
| Legal Phase | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10801 |
Source: Dorchester County records · APN 160-05-05-036
Assessment roll updated October 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 20, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Apr 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Dec 06, 2021 | Correction Deed |
| Jul 29, 2019 | Grant Deed, Subdivision Related Transfer · Line of Credit EAGLE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2021 |
| Deed Sale | Dec 06, 2021 |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 202139105 |
| Deed Book / Page | 13846 / 203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Transaction Type | Mortgage |
| Record Updated | Apr 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 0151940018 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 15194/18 |
| Instrument | 2024005250 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 13, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Property Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0141250130 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 14125/130 |
| Instrument | 2022010861 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Dec 06, 2021 |
| Property Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 0138460203 |
| Book / Page | 13846 / 203 |
| Map Reference | CAB M PG 112 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021039105 |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Jul 29, 2019 |
| Property Address | 1102 SAPLING DR, SUMMERVILLE, SC 29485-7875 |
| Document Number | 1996/0062 |
| Book / Page | 011996 / 000062 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 18499 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 02, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.95 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1102 SAPLING DR SUMMERVILLE SC 294857875, SUMMERVILLE, SC 29485-7875 |
| Document Number | 1996/0069 |
|---|---|
| Date | Jul 29, 2019 |
| Book Page | 011996/000069 |
| Instrument | 18500 |
| Name | EAGLE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33172-3139 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Dorchester County records · Assessment roll updated October 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Unified School District | Dorchester School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $145.00 | $19,827 (+64.98%) Land $4,600 Building $15,227 | $495,670 (+64.98%) Land $115,000 Building $380,670 |
| 2024 | $145.00 | ||
| 2023 | $145.00 (-93.3%) | $12,018 (-0.02%) Land $2,000 Building $10,018 | $300,440 (-) Land $50,000 Building $250,440 |
| 2022 | $2,165.00 | $12,020 Land $2,000 Building $10,020 | $300,440 Land $50,000 Building $250,440 |
Source: FEMA National Flood Hazard Layer, Dorchester County (45035C), updated April 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450350108013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 120 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 120 in force 118 of 120 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 7% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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